IFSC Code CSBK0000492 - Csb Bank Limited Dharwad
BASAVAGANGA ARCADE GROUND FLOOR 346 B 3B 1 P B ROAD HOSAYELLAPUR NEAR NTTF DHARWAD 580001
Quick Info
IFSC: CSBK0000492
Pincode: 580001
District: Dharward
Status: Active
About Csb Bank Limited Dharwad
IFSC Code CSBK0000492 belongs to Csb Bank Limited Dharwad branch located in Dharwad, Dharward, Karnataka. This branch serves customers in Dharwad, Dharward, Karnataka and surrounding areas.
Understanding IFSC Code CSBK0000492
The IFSC (Indian Financial System Code) CSBK0000492 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (CSBK): Bank code identifying Csb Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000492): Unique branch identifier for Dharwad
Electronic Fund Transfer Services
IFSC Code CSBK0000492 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Csb Bank Limited Dharwad branch is located at BASAVAGANGA ARCADE GROUND FLOOR 346 B 3B 1 P B ROAD HOSAYELLAPUR NEAR NTTF DHARWAD 580001 (Pincode: 580001) in Dharwad, Dharward, Karnataka. This location serves customers in Dharwad, Dharward, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code CSBK0000492 to ensure the transaction is routed correctly.
How to Use IFSC Code CSBK0000492
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: CSBK0000492 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Csb Bank Limited Branches
If you're looking for other Csb Bank Limited branches in Dharwad, Dharward, Karnataka or nearby areas, use our Csb Bank Limited branch finder. You can search by city, district, or state to find all Csb Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | CSBK0000492 |
| Bank Name: | Csb Bank Limited |
| Branch Name: | Dharwad |
| Address: | BASAVAGANGA ARCADE GROUND FLOOR 346 B 3B 1 P B ROAD HOSAYELLAPUR NEAR NTTF DHARWAD 580001 |
| City: | Dharwad |
| District: | Dharward |
| State: | Karnataka |
| Pincode: | 580001 |
Payment Services Available
Csb Bank Limited Dharwad Branch IFSC Code CSBK0000492 — Complete Banking Guide for Dharwad, Karnataka
IFSC code CSBK0000492 belongs to the Dharwad branch of Csb Bank Limited in Dharwad, Dharward district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC CSBK0000492 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Csb Bank Limited, Dharwad Branch
The Dharwad branch of Csb Bank Limited in Dharwad, Karnataka serves retail and corporate customers in Dharward district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC CSBK0000492 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC CSBK0000492
Four primary digital payment rails use IFSC CSBK0000492 for transfers to Csb Bank Limited, Dharwad: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC CSBK0000492 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Dharwad branch of Csb Bank Limited in Dharwad carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC CSBK0000492 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC CSBK0000492 Before Transferring
Before initiating any high-value transfer to IFSC CSBK0000492, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Csb Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Csb Bank Limited Dharwad, Dharwad IFSC
What is the IFSC of Csb Bank Limited Dharwad in Dharwad?
The IFSC of Csb Bank Limited, Dharwad branch in Dharwad, Karnataka is CSBK0000492. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC CSBK0000492?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC CSBK0000492 to route funds to Csb Bank Limited, Dharwad, Dharwad.
Who assigns IFSC codes like CSBK0000492?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Csb Bank Limited applied for the IFSC for its Dharwad branch in Dharwad, and RBI issued CSBK0000492 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC CSBK0000492 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC CSBK0000492 at Csb Bank Limited, Dharwad, Dharwad. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC CSBK0000492.
About IFSC Code CSBK0000492
IFSC Code CSBK0000492 belongs to Csb Bank Limited branch Dharwad located in Dharwad, Dharward, Karnataka.
Branch Information
- IFSC Code: CSBK0000492
- Bank: Csb Bank Limited
- Branch: Dharwad
- Address: BASAVAGANGA ARCADE GROUND FLOOR 346 B 3B 1 P B ROAD HOSAYELLAPUR NEAR NTTF DHARWAD 580001
- City: Dharwad
- District: Dharward
- State: Karnataka
- Pincode: 580001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available