IFSC Code DCBL0000165 - Dcb Bank Limited Karnal
DCB BANK LTD SCO 388/389 MUGAL CANAL MARKET NEAR GURU HARKISHAN SCHOOL KARNAL 132001
Quick Info
IFSC: DCBL0000165
Pincode: 132001
District: Karnal
Status: Active
About Dcb Bank Limited Karnal
IFSC Code DCBL0000165 belongs to Dcb Bank Limited Karnal branch located in Karnal, Karnal, Haryana. This branch serves customers in Karnal, Karnal, Haryana and surrounding areas.
Understanding IFSC Code DCBL0000165
The IFSC (Indian Financial System Code) DCBL0000165 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (DCBL): Bank code identifying Dcb Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000165): Unique branch identifier for Karnal
Electronic Fund Transfer Services
IFSC Code DCBL0000165 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Dcb Bank Limited Karnal branch is located at DCB BANK LTD SCO 388/389 MUGAL CANAL MARKET NEAR GURU HARKISHAN SCHOOL KARNAL 132001 (Pincode: 132001) in Karnal, Karnal, Haryana. This location serves customers in Karnal, Karnal, Haryana and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code DCBL0000165 to ensure the transaction is routed correctly.
How to Use IFSC Code DCBL0000165
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: DCBL0000165 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Dcb Bank Limited Branches
If you're looking for other Dcb Bank Limited branches in Karnal, Karnal, Haryana or nearby areas, use our Dcb Bank Limited branch finder. You can search by city, district, or state to find all Dcb Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | DCBL0000165 |
| Bank Name: | Dcb Bank Limited |
| Branch Name: | Karnal |
| Address: | DCB BANK LTD SCO 388/389 MUGAL CANAL MARKET NEAR GURU HARKISHAN SCHOOL KARNAL 132001 |
| City: | Karnal |
| District: | Karnal |
| State: | Haryana |
| Pincode: | 132001 |
Payment Services Available
Dcb Bank Limited Karnal Branch IFSC Code DCBL0000165 — Complete Banking Guide for Karnal, Haryana
IFSC code DCBL0000165 belongs to the Karnal branch of Dcb Bank Limited in Karnal, Karnal district, Haryana. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC DCBL0000165 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Dcb Bank Limited, Karnal Branch
The Karnal branch of Dcb Bank Limited in Karnal, Haryana serves retail and corporate customers in Karnal district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC DCBL0000165 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC DCBL0000165
Four primary digital payment rails use IFSC DCBL0000165 for transfers to Dcb Bank Limited, Karnal: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC DCBL0000165 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Karnal branch of Dcb Bank Limited in Karnal carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC DCBL0000165 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC DCBL0000165 Before Transferring
Before initiating any high-value transfer to IFSC DCBL0000165, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Dcb Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Dcb Bank Limited Karnal, Karnal IFSC
What is the IFSC of Dcb Bank Limited Karnal in Karnal?
The IFSC of Dcb Bank Limited, Karnal branch in Karnal, Haryana is DCBL0000165. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC DCBL0000165?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC DCBL0000165 to route funds to Dcb Bank Limited, Karnal, Karnal.
Who assigns IFSC codes like DCBL0000165?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Dcb Bank Limited applied for the IFSC for its Karnal branch in Karnal, and RBI issued DCBL0000165 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC DCBL0000165 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC DCBL0000165 at Dcb Bank Limited, Karnal, Karnal. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC DCBL0000165.
About IFSC Code DCBL0000165
IFSC Code DCBL0000165 belongs to Dcb Bank Limited branch Karnal located in Karnal, Karnal, Haryana.
Branch Information
- IFSC Code: DCBL0000165
- Bank: Dcb Bank Limited
- Branch: Karnal
- Address: DCB BANK LTD SCO 388/389 MUGAL CANAL MARKET NEAR GURU HARKISHAN SCHOOL KARNAL 132001
- City: Karnal
- District: Karnal
- State: Haryana
- Pincode: 132001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available