IFSC Code DLXB0000157 - Dhanalakshmi Bank Service Branch Eranakulam
THE DHANALAKSHMI BANK LTD XXX/147-G N H ROAD PALARIVATTOM ERNAKULAM..
Quick Info
IFSC: DLXB0000157
District: KOCHI
Status: Active
About Dhanalakshmi Bank Service Branch Eranakulam
IFSC Code DLXB0000157 belongs to Dhanalakshmi Bank Service Branch Eranakulam branch located in Kochi, Kochi, Kerala. This branch serves customers in Kochi, Kochi, Kerala and surrounding areas.
Understanding IFSC Code DLXB0000157
The IFSC (Indian Financial System Code) DLXB0000157 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (DLXB): Bank code identifying Dhanalakshmi Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000157): Unique branch identifier for Service Branch Eranakulam
Electronic Fund Transfer Services
IFSC Code DLXB0000157 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Dhanalakshmi Bank Service Branch Eranakulam branch is located at THE DHANALAKSHMI BANK LTD XXX/147-G N H ROAD PALARIVATTOM ERNAKULAM.. in Kochi, Kochi, Kerala. This location serves customers in Kochi, Kochi, Kerala and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code DLXB0000157 to ensure the transaction is routed correctly.
How to Use IFSC Code DLXB0000157
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: DLXB0000157 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Dhanalakshmi Bank Branches
If you're looking for other Dhanalakshmi Bank branches in Kochi, Kochi, Kerala or nearby areas, use our Dhanalakshmi Bank branch finder. You can search by city, district, or state to find all Dhanalakshmi Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | DLXB0000157 |
| Bank Name: | Dhanalakshmi Bank |
| Branch Name: | Service Branch Eranakulam |
| Address: | THE DHANALAKSHMI BANK LTD XXX/147-G N H ROAD PALARIVATTOM ERNAKULAM.. |
| City: | Kochi |
| District: | Kochi |
| State: | Kerala |
Payment Services Available
Dhanalakshmi Bank Service Branch Eranakulam Branch IFSC Code DLXB0000157 — Complete Banking Guide for Kochi, Kerala
IFSC code DLXB0000157 belongs to the Service Branch Eranakulam branch of Dhanalakshmi Bank in Kochi, Kochi district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC DLXB0000157 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Dhanalakshmi Bank, Service Branch Eranakulam Branch
The Service Branch Eranakulam branch of Dhanalakshmi Bank in Kochi, Kerala serves retail and corporate customers in Kochi district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC DLXB0000157 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC DLXB0000157
Four primary digital payment rails use IFSC DLXB0000157 for transfers to Dhanalakshmi Bank, Service Branch Eranakulam: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC DLXB0000157 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Service Branch Eranakulam branch of Dhanalakshmi Bank in Kochi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC DLXB0000157 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC DLXB0000157 Before Transferring
Before initiating any high-value transfer to IFSC DLXB0000157, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Dhanalakshmi Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Dhanalakshmi Bank Service Branch Eranakulam, Kochi IFSC
What is the IFSC of Dhanalakshmi Bank Service Branch Eranakulam in Kochi?
The IFSC of Dhanalakshmi Bank, Service Branch Eranakulam branch in Kochi, Kerala is DLXB0000157. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC DLXB0000157?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC DLXB0000157 to route funds to Dhanalakshmi Bank, Service Branch Eranakulam, Kochi.
Who assigns IFSC codes like DLXB0000157?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Dhanalakshmi Bank applied for the IFSC for its Service Branch Eranakulam branch in Kochi, and RBI issued DLXB0000157 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC DLXB0000157 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC DLXB0000157 at Dhanalakshmi Bank, Service Branch Eranakulam, Kochi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC DLXB0000157.
About IFSC Code DLXB0000157
IFSC Code DLXB0000157 belongs to Dhanalakshmi Bank branch Service Branch Eranakulam located in Kochi, Kochi, Kerala.
Branch Information
- IFSC Code: DLXB0000157
- Bank: Dhanalakshmi Bank
- Branch: Service Branch Eranakulam
- Address: THE DHANALAKSHMI BANK LTD XXX/147-G N H ROAD PALARIVATTOM ERNAKULAM..
- City: Kochi
- District: Kochi
- State: Kerala
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available