IFSC Code DLXB0000219 - Dhanalakshmi Bank Chandigarh
GROUND FLOOR RAI BUILDING SECTOR - 17 NEAR K C CINEMA CHANDIGARH - 160 017.
Quick Info
IFSC: DLXB0000219
Pincode: 160017
District: Chandigarh
Status: Active
About Dhanalakshmi Bank Chandigarh
IFSC Code DLXB0000219 belongs to Dhanalakshmi Bank Chandigarh branch located in Chandigarh, Chandigarh, Chandigarh. This branch serves customers in Chandigarh, Chandigarh, Chandigarh and surrounding areas.
Understanding IFSC Code DLXB0000219
The IFSC (Indian Financial System Code) DLXB0000219 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (DLXB): Bank code identifying Dhanalakshmi Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000219): Unique branch identifier for Chandigarh
Electronic Fund Transfer Services
IFSC Code DLXB0000219 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Dhanalakshmi Bank Chandigarh branch is located at GROUND FLOOR RAI BUILDING SECTOR - 17 NEAR K C CINEMA CHANDIGARH - 160 017. (Pincode: 160017) in Chandigarh, Chandigarh, Chandigarh. This location serves customers in Chandigarh, Chandigarh, Chandigarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code DLXB0000219 to ensure the transaction is routed correctly.
How to Use IFSC Code DLXB0000219
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: DLXB0000219 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Dhanalakshmi Bank Branches
If you're looking for other Dhanalakshmi Bank branches in Chandigarh, Chandigarh, Chandigarh or nearby areas, use our Dhanalakshmi Bank branch finder. You can search by city, district, or state to find all Dhanalakshmi Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | DLXB0000219 |
| Bank Name: | Dhanalakshmi Bank |
| Branch Name: | Chandigarh |
| Address: | GROUND FLOOR RAI BUILDING SECTOR - 17 NEAR K C CINEMA CHANDIGARH - 160 017. |
| City: | Chandigarh |
| District: | Chandigarh |
| State: | Chandigarh |
| Pincode: | 160017 |
Payment Services Available
Dhanalakshmi Bank Chandigarh Branch IFSC Code DLXB0000219 — Complete Banking Guide for Chandigarh, Chandigarh
IFSC code DLXB0000219 belongs to the Chandigarh branch of Dhanalakshmi Bank in Chandigarh, Chandigarh district, Chandigarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC DLXB0000219 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Dhanalakshmi Bank, Chandigarh Branch
The Chandigarh branch of Dhanalakshmi Bank in Chandigarh, Chandigarh serves retail and corporate customers in Chandigarh district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC DLXB0000219 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC DLXB0000219
Four primary digital payment rails use IFSC DLXB0000219 for transfers to Dhanalakshmi Bank, Chandigarh: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC DLXB0000219 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Chandigarh branch of Dhanalakshmi Bank in Chandigarh carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC DLXB0000219 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC DLXB0000219 Before Transferring
Before initiating any high-value transfer to IFSC DLXB0000219, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Dhanalakshmi Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Dhanalakshmi Bank Chandigarh, Chandigarh IFSC
What is the IFSC of Dhanalakshmi Bank Chandigarh in Chandigarh?
The IFSC of Dhanalakshmi Bank, Chandigarh branch in Chandigarh, Chandigarh is DLXB0000219. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC DLXB0000219?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC DLXB0000219 to route funds to Dhanalakshmi Bank, Chandigarh, Chandigarh.
Who assigns IFSC codes like DLXB0000219?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Dhanalakshmi Bank applied for the IFSC for its Chandigarh branch in Chandigarh, and RBI issued DLXB0000219 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC DLXB0000219 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC DLXB0000219 at Dhanalakshmi Bank, Chandigarh, Chandigarh. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC DLXB0000219.
About IFSC Code DLXB0000219
IFSC Code DLXB0000219 belongs to Dhanalakshmi Bank branch Chandigarh located in Chandigarh, Chandigarh, Chandigarh.
Branch Information
- IFSC Code: DLXB0000219
- Bank: Dhanalakshmi Bank
- Branch: Chandigarh
- Address: GROUND FLOOR RAI BUILDING SECTOR - 17 NEAR K C CINEMA CHANDIGARH - 160 017.
- City: Chandigarh
- District: Chandigarh
- State: Chandigarh
- Pincode: 160017
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available