IFSC Code DLXB0000255 - Dhanalakshmi Bank S.t.hindu College Nagercoil
NAGERCOIL
Quick Info
IFSC: DLXB0000255
Pincode: 629001
District: Kanyakumari
Status: Active
About Dhanalakshmi Bank S.t.hindu College Nagercoil
IFSC Code DLXB0000255 belongs to Dhanalakshmi Bank S.t.hindu College Nagercoil branch located in Nagercoil, Kanyakumari, Tamil Nadu. This branch serves customers in Nagercoil, Kanyakumari, Tamil Nadu and surrounding areas.
Understanding IFSC Code DLXB0000255
The IFSC (Indian Financial System Code) DLXB0000255 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (DLXB): Bank code identifying Dhanalakshmi Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000255): Unique branch identifier for S.t.hindu College Nagercoil
Electronic Fund Transfer Services
IFSC Code DLXB0000255 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Dhanalakshmi Bank S.t.hindu College Nagercoil branch is located at NAGERCOIL (Pincode: 629001) in Nagercoil, Kanyakumari, Tamil Nadu. This location serves customers in Nagercoil, Kanyakumari, Tamil Nadu and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code DLXB0000255 to ensure the transaction is routed correctly.
How to Use IFSC Code DLXB0000255
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: DLXB0000255 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Dhanalakshmi Bank Branches
If you're looking for other Dhanalakshmi Bank branches in Nagercoil, Kanyakumari, Tamil Nadu or nearby areas, use our Dhanalakshmi Bank branch finder. You can search by city, district, or state to find all Dhanalakshmi Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | DLXB0000255 |
| Bank Name: | Dhanalakshmi Bank |
| Branch Name: | S.t.hindu College Nagercoil |
| Address: | NAGERCOIL |
| City: | Nagercoil |
| District: | Kanyakumari |
| State: | Tamil Nadu |
| Pincode: | 629001 |
Payment Services Available
Dhanalakshmi Bank S.t.hindu College Nagercoil Branch IFSC Code DLXB0000255 — Complete Banking Guide for Nagercoil, Tamil Nadu
IFSC code DLXB0000255 belongs to the S.t.hindu College Nagercoil branch of Dhanalakshmi Bank in Nagercoil, Kanyakumari district, Tamil Nadu. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC DLXB0000255 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Dhanalakshmi Bank, S.t.hindu College Nagercoil Branch
The S.t.hindu College Nagercoil branch of Dhanalakshmi Bank in Nagercoil, Tamil Nadu serves retail and corporate customers in Kanyakumari district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC DLXB0000255 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC DLXB0000255
Four primary digital payment rails use IFSC DLXB0000255 for transfers to Dhanalakshmi Bank, S.t.hindu College Nagercoil: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC DLXB0000255 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the S.t.hindu College Nagercoil branch of Dhanalakshmi Bank in Nagercoil carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC DLXB0000255 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC DLXB0000255 Before Transferring
Before initiating any high-value transfer to IFSC DLXB0000255, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Dhanalakshmi Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Dhanalakshmi Bank S.t.hindu College Nagercoil, Nagercoil IFSC
What is the IFSC of Dhanalakshmi Bank S.t.hindu College Nagercoil in Nagercoil?
The IFSC of Dhanalakshmi Bank, S.t.hindu College Nagercoil branch in Nagercoil, Tamil Nadu is DLXB0000255. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC DLXB0000255?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC DLXB0000255 to route funds to Dhanalakshmi Bank, S.t.hindu College Nagercoil, Nagercoil.
Who assigns IFSC codes like DLXB0000255?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Dhanalakshmi Bank applied for the IFSC for its S.t.hindu College Nagercoil branch in Nagercoil, and RBI issued DLXB0000255 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC DLXB0000255 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC DLXB0000255 at Dhanalakshmi Bank, S.t.hindu College Nagercoil, Nagercoil. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC DLXB0000255.
About IFSC Code DLXB0000255
IFSC Code DLXB0000255 belongs to Dhanalakshmi Bank branch S.t.hindu College Nagercoil located in Nagercoil, Kanyakumari, Tamil Nadu.
Branch Information
- IFSC Code: DLXB0000255
- Bank: Dhanalakshmi Bank
- Branch: S.t.hindu College Nagercoil
- Address: NAGERCOIL
- City: Nagercoil
- District: Kanyakumari
- State: Tamil Nadu
- Pincode: 629001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available