IFSC Code ESFB0004010 - Equitas Small Finance Bank Limited Temple Street Kakinada East Godavari District Andhra Pradesh
27-4-16 ABOVE CHAITANYA JEWLLERS TEMPLE STREET KAKINADA-533001
Quick Info
IFSC: ESFB0004010
Pincode: 533001
District: East Godavari
Status: Active
About Equitas Small Finance Bank Limited Temple Street Kakinada East Godavari District Andhra Pradesh
IFSC Code ESFB0004010 belongs to Equitas Small Finance Bank Limited Temple Street Kakinada East Godavari District Andhra Pradesh branch located in Andhra Pradesh, East Godavari, Andhra Pradesh. This branch serves customers in Andhra Pradesh, East Godavari, Andhra Pradesh and surrounding areas.
Understanding IFSC Code ESFB0004010
The IFSC (Indian Financial System Code) ESFB0004010 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (ESFB): Bank code identifying Equitas Small Finance Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004010): Unique branch identifier for Temple Street Kakinada East Godavari District Andhra Pradesh
Electronic Fund Transfer Services
IFSC Code ESFB0004010 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Equitas Small Finance Bank Limited Temple Street Kakinada East Godavari District Andhra Pradesh branch is located at 27-4-16 ABOVE CHAITANYA JEWLLERS TEMPLE STREET KAKINADA-533001 (Pincode: 533001) in Andhra Pradesh, East Godavari, Andhra Pradesh. This location serves customers in Andhra Pradesh, East Godavari, Andhra Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ESFB0004010 to ensure the transaction is routed correctly.
How to Use IFSC Code ESFB0004010
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: ESFB0004010 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Equitas Small Finance Bank Limited Branches
If you're looking for other Equitas Small Finance Bank Limited branches in Andhra Pradesh, East Godavari, Andhra Pradesh or nearby areas, use our Equitas Small Finance Bank Limited branch finder. You can search by city, district, or state to find all Equitas Small Finance Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | ESFB0004010 |
| Bank Name: | Equitas Small Finance Bank Limited |
| Branch Name: | Temple Street Kakinada East Godavari District Andhra Pradesh |
| Address: | 27-4-16 ABOVE CHAITANYA JEWLLERS TEMPLE STREET KAKINADA-533001 |
| City: | Andhra Pradesh |
| District: | East Godavari |
| State: | Andhra Pradesh |
| Pincode: | 533001 |
Payment Services Available
Equitas Small Finance Bank Limited Temple Street Kakinada East Godavari District Andhra Pradesh Branch IFSC Code ESFB0004010 — Complete Banking Guide for Andhra Pradesh, Andhra Pradesh
IFSC code ESFB0004010 belongs to the Temple Street Kakinada East Godavari District Andhra Pradesh branch of Equitas Small Finance Bank Limited in Andhra Pradesh, East Godavari district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ESFB0004010 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Equitas Small Finance Bank Limited, Temple Street Kakinada East Godavari District Andhra Pradesh Branch
The Temple Street Kakinada East Godavari District Andhra Pradesh branch of Equitas Small Finance Bank Limited in Andhra Pradesh, Andhra Pradesh serves retail and corporate customers in East Godavari district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ESFB0004010 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC ESFB0004010
Four primary digital payment rails use IFSC ESFB0004010 for transfers to Equitas Small Finance Bank Limited, Temple Street Kakinada East Godavari District Andhra Pradesh: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ESFB0004010 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Temple Street Kakinada East Godavari District Andhra Pradesh branch of Equitas Small Finance Bank Limited in Andhra Pradesh carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ESFB0004010 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC ESFB0004010 Before Transferring
Before initiating any high-value transfer to IFSC ESFB0004010, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Equitas Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Equitas Small Finance Bank Limited Temple Street Kakinada East Godavari District Andhra Pradesh, Andhra Pradesh IFSC
What is the IFSC of Equitas Small Finance Bank Limited Temple Street Kakinada East Godavari District Andhra Pradesh in Andhra Pradesh?
The IFSC of Equitas Small Finance Bank Limited, Temple Street Kakinada East Godavari District Andhra Pradesh branch in Andhra Pradesh, Andhra Pradesh is ESFB0004010. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC ESFB0004010?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ESFB0004010 to route funds to Equitas Small Finance Bank Limited, Temple Street Kakinada East Godavari District Andhra Pradesh, Andhra Pradesh.
Who assigns IFSC codes like ESFB0004010?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Equitas Small Finance Bank Limited applied for the IFSC for its Temple Street Kakinada East Godavari District Andhra Pradesh branch in Andhra Pradesh, and RBI issued ESFB0004010 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC ESFB0004010 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ESFB0004010 at Equitas Small Finance Bank Limited, Temple Street Kakinada East Godavari District Andhra Pradesh, Andhra Pradesh. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ESFB0004010.
About IFSC Code ESFB0004010
IFSC Code ESFB0004010 belongs to Equitas Small Finance Bank Limited branch Temple Street Kakinada East Godavari District Andhra Pradesh located in Andhra Pradesh, East Godavari, Andhra Pradesh.
Branch Information
- IFSC Code: ESFB0004010
- Bank: Equitas Small Finance Bank Limited
- Branch: Temple Street Kakinada East Godavari District Andhra Pradesh
- Address: 27-4-16 ABOVE CHAITANYA JEWLLERS TEMPLE STREET KAKINADA-533001
- City: Andhra Pradesh
- District: East Godavari
- State: Andhra Pradesh
- Pincode: 533001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available