IFSC Code ESFB0004024 - Equitas Small Finance Bank Limited Vizianagaram Vizianagaram District Andhra Pradesh
D.NO 15-1-27 1 ST FLOOR POOL BAGH ROAD AMBATISATRAM JUNCTION VIZIANAGARAM-535001
Quick Info
IFSC: ESFB0004024
Pincode: 535001
District: Vizianagaram
Status: Active
About Equitas Small Finance Bank Limited Vizianagaram Vizianagaram District Andhra Pradesh
IFSC Code ESFB0004024 belongs to Equitas Small Finance Bank Limited Vizianagaram Vizianagaram District Andhra Pradesh branch located in Andhra Pradesh, Vizianagaram, Andhra Pradesh. This branch serves customers in Andhra Pradesh, Vizianagaram, Andhra Pradesh and surrounding areas.
Understanding IFSC Code ESFB0004024
The IFSC (Indian Financial System Code) ESFB0004024 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (ESFB): Bank code identifying Equitas Small Finance Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004024): Unique branch identifier for Vizianagaram Vizianagaram District Andhra Pradesh
Electronic Fund Transfer Services
IFSC Code ESFB0004024 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Equitas Small Finance Bank Limited Vizianagaram Vizianagaram District Andhra Pradesh branch is located at D.NO 15-1-27 1 ST FLOOR POOL BAGH ROAD AMBATISATRAM JUNCTION VIZIANAGARAM-535001 (Pincode: 535001) in Andhra Pradesh, Vizianagaram, Andhra Pradesh. This location serves customers in Andhra Pradesh, Vizianagaram, Andhra Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ESFB0004024 to ensure the transaction is routed correctly.
How to Use IFSC Code ESFB0004024
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: ESFB0004024 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Equitas Small Finance Bank Limited Branches
If you're looking for other Equitas Small Finance Bank Limited branches in Andhra Pradesh, Vizianagaram, Andhra Pradesh or nearby areas, use our Equitas Small Finance Bank Limited branch finder. You can search by city, district, or state to find all Equitas Small Finance Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | ESFB0004024 |
| Bank Name: | Equitas Small Finance Bank Limited |
| Branch Name: | Vizianagaram Vizianagaram District Andhra Pradesh |
| Address: | D.NO 15-1-27 1 ST FLOOR POOL BAGH ROAD AMBATISATRAM JUNCTION VIZIANAGARAM-535001 |
| City: | Andhra Pradesh |
| District: | Vizianagaram |
| State: | Andhra Pradesh |
| Pincode: | 535001 |
Payment Services Available
Equitas Small Finance Bank Limited Vizianagaram Vizianagaram District Andhra Pradesh Branch IFSC Code ESFB0004024 — Complete Banking Guide for Andhra Pradesh, Andhra Pradesh
IFSC code ESFB0004024 belongs to the Vizianagaram Vizianagaram District Andhra Pradesh branch of Equitas Small Finance Bank Limited in Andhra Pradesh, Vizianagaram district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ESFB0004024 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Equitas Small Finance Bank Limited, Vizianagaram Vizianagaram District Andhra Pradesh Branch
The Vizianagaram Vizianagaram District Andhra Pradesh branch of Equitas Small Finance Bank Limited in Andhra Pradesh, Andhra Pradesh serves retail and corporate customers in Vizianagaram district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ESFB0004024 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC ESFB0004024
Four primary digital payment rails use IFSC ESFB0004024 for transfers to Equitas Small Finance Bank Limited, Vizianagaram Vizianagaram District Andhra Pradesh: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ESFB0004024 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Vizianagaram Vizianagaram District Andhra Pradesh branch of Equitas Small Finance Bank Limited in Andhra Pradesh carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ESFB0004024 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC ESFB0004024 Before Transferring
Before initiating any high-value transfer to IFSC ESFB0004024, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Equitas Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Equitas Small Finance Bank Limited Vizianagaram Vizianagaram District Andhra Pradesh, Andhra Pradesh IFSC
What is the IFSC of Equitas Small Finance Bank Limited Vizianagaram Vizianagaram District Andhra Pradesh in Andhra Pradesh?
The IFSC of Equitas Small Finance Bank Limited, Vizianagaram Vizianagaram District Andhra Pradesh branch in Andhra Pradesh, Andhra Pradesh is ESFB0004024. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC ESFB0004024?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ESFB0004024 to route funds to Equitas Small Finance Bank Limited, Vizianagaram Vizianagaram District Andhra Pradesh, Andhra Pradesh.
Who assigns IFSC codes like ESFB0004024?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Equitas Small Finance Bank Limited applied for the IFSC for its Vizianagaram Vizianagaram District Andhra Pradesh branch in Andhra Pradesh, and RBI issued ESFB0004024 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC ESFB0004024 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ESFB0004024 at Equitas Small Finance Bank Limited, Vizianagaram Vizianagaram District Andhra Pradesh, Andhra Pradesh. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ESFB0004024.
About IFSC Code ESFB0004024
IFSC Code ESFB0004024 belongs to Equitas Small Finance Bank Limited branch Vizianagaram Vizianagaram District Andhra Pradesh located in Andhra Pradesh, Vizianagaram, Andhra Pradesh.
Branch Information
- IFSC Code: ESFB0004024
- Bank: Equitas Small Finance Bank Limited
- Branch: Vizianagaram Vizianagaram District Andhra Pradesh
- Address: D.NO 15-1-27 1 ST FLOOR POOL BAGH ROAD AMBATISATRAM JUNCTION VIZIANAGARAM-535001
- City: Andhra Pradesh
- District: Vizianagaram
- State: Andhra Pradesh
- Pincode: 535001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available