IFSC Code ESFB0014030 - Equitas Small Finance Bank Limited Vivekanand Nagar Dhamtari Branch
HOUSE NO.5 BEHIND GUPTA NURSING HOME VIVEKANAND NAGAR COLONY DHAMTARI CHHATTISGARH - 493773
Quick Info
IFSC: ESFB0014030
Pincode: 493773
District: Dhamtari
Status: Active
About Equitas Small Finance Bank Limited Vivekanand Nagar Dhamtari Branch
IFSC Code ESFB0014030 belongs to Equitas Small Finance Bank Limited Vivekanand Nagar Dhamtari Branch branch located in Dhamtari, Dhamtari, Chhattisgarh. This branch serves customers in Dhamtari, Dhamtari, Chhattisgarh and surrounding areas.
Understanding IFSC Code ESFB0014030
The IFSC (Indian Financial System Code) ESFB0014030 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (ESFB): Bank code identifying Equitas Small Finance Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (014030): Unique branch identifier for Vivekanand Nagar Dhamtari Branch
Electronic Fund Transfer Services
IFSC Code ESFB0014030 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Equitas Small Finance Bank Limited Vivekanand Nagar Dhamtari Branch branch is located at HOUSE NO.5 BEHIND GUPTA NURSING HOME VIVEKANAND NAGAR COLONY DHAMTARI CHHATTISGARH - 493773 (Pincode: 493773) in Dhamtari, Dhamtari, Chhattisgarh. This location serves customers in Dhamtari, Dhamtari, Chhattisgarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ESFB0014030 to ensure the transaction is routed correctly.
How to Use IFSC Code ESFB0014030
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: ESFB0014030 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Equitas Small Finance Bank Limited Branches
If you're looking for other Equitas Small Finance Bank Limited branches in Dhamtari, Dhamtari, Chhattisgarh or nearby areas, use our Equitas Small Finance Bank Limited branch finder. You can search by city, district, or state to find all Equitas Small Finance Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | ESFB0014030 |
| Bank Name: | Equitas Small Finance Bank Limited |
| Branch Name: | Vivekanand Nagar Dhamtari Branch |
| Address: | HOUSE NO.5 BEHIND GUPTA NURSING HOME VIVEKANAND NAGAR COLONY DHAMTARI CHHATTISGARH - 493773 |
| City: | Dhamtari |
| District: | Dhamtari |
| State: | Chhattisgarh |
| Pincode: | 493773 |
Payment Services Available
Equitas Small Finance Bank Limited Vivekanand Nagar Dhamtari Branch Branch IFSC Code ESFB0014030 — Complete Banking Guide for Dhamtari, Chhattisgarh
IFSC code ESFB0014030 belongs to the Vivekanand Nagar Dhamtari Branch branch of Equitas Small Finance Bank Limited in Dhamtari, Dhamtari district, Chhattisgarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ESFB0014030 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Equitas Small Finance Bank Limited, Vivekanand Nagar Dhamtari Branch Branch
The Vivekanand Nagar Dhamtari Branch branch of Equitas Small Finance Bank Limited in Dhamtari, Chhattisgarh serves retail and corporate customers in Dhamtari district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ESFB0014030 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC ESFB0014030
Four primary digital payment rails use IFSC ESFB0014030 for transfers to Equitas Small Finance Bank Limited, Vivekanand Nagar Dhamtari Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ESFB0014030 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Vivekanand Nagar Dhamtari Branch branch of Equitas Small Finance Bank Limited in Dhamtari carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ESFB0014030 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC ESFB0014030 Before Transferring
Before initiating any high-value transfer to IFSC ESFB0014030, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Equitas Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Equitas Small Finance Bank Limited Vivekanand Nagar Dhamtari Branch, Dhamtari IFSC
What is the IFSC of Equitas Small Finance Bank Limited Vivekanand Nagar Dhamtari Branch in Dhamtari?
The IFSC of Equitas Small Finance Bank Limited, Vivekanand Nagar Dhamtari Branch branch in Dhamtari, Chhattisgarh is ESFB0014030. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC ESFB0014030?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ESFB0014030 to route funds to Equitas Small Finance Bank Limited, Vivekanand Nagar Dhamtari Branch, Dhamtari.
Who assigns IFSC codes like ESFB0014030?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Equitas Small Finance Bank Limited applied for the IFSC for its Vivekanand Nagar Dhamtari Branch branch in Dhamtari, and RBI issued ESFB0014030 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC ESFB0014030 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ESFB0014030 at Equitas Small Finance Bank Limited, Vivekanand Nagar Dhamtari Branch, Dhamtari. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ESFB0014030.
About IFSC Code ESFB0014030
IFSC Code ESFB0014030 belongs to Equitas Small Finance Bank Limited branch Vivekanand Nagar Dhamtari Branch located in Dhamtari, Dhamtari, Chhattisgarh.
Branch Information
- IFSC Code: ESFB0014030
- Bank: Equitas Small Finance Bank Limited
- Branch: Vivekanand Nagar Dhamtari Branch
- Address: HOUSE NO.5 BEHIND GUPTA NURSING HOME VIVEKANAND NAGAR COLONY DHAMTARI CHHATTISGARH - 493773
- City: Dhamtari
- District: Dhamtari
- State: Chhattisgarh
- Pincode: 493773
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available