IFSC Code ESMF0001317 - Esaf Small Finance Bank Limited Ahmedabad
NO 5 6 7 S V SQUARE MALL RANIP GODREJ CITY ROAD AHMEDABAD GUJARAT 382470
Quick Info
IFSC: ESMF0001317
Pincode: 382470
District: Ahmedabad
Status: Active
About Esaf Small Finance Bank Limited Ahmedabad
IFSC Code ESMF0001317 belongs to Esaf Small Finance Bank Limited Ahmedabad branch located in Ranip Godrej, Ahmedabad, Gujarat. This branch serves customers in Ranip Godrej, Ahmedabad, Gujarat and surrounding areas.
Understanding IFSC Code ESMF0001317
The IFSC (Indian Financial System Code) ESMF0001317 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (ESMF): Bank code identifying Esaf Small Finance Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001317): Unique branch identifier for Ahmedabad
Electronic Fund Transfer Services
IFSC Code ESMF0001317 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Esaf Small Finance Bank Limited Ahmedabad branch is located at NO 5 6 7 S V SQUARE MALL RANIP GODREJ CITY ROAD AHMEDABAD GUJARAT 382470 (Pincode: 382470) in Ranip Godrej, Ahmedabad, Gujarat. This location serves customers in Ranip Godrej, Ahmedabad, Gujarat and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ESMF0001317 to ensure the transaction is routed correctly.
How to Use IFSC Code ESMF0001317
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: ESMF0001317 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Esaf Small Finance Bank Limited Branches
If you're looking for other Esaf Small Finance Bank Limited branches in Ranip Godrej, Ahmedabad, Gujarat or nearby areas, use our Esaf Small Finance Bank Limited branch finder. You can search by city, district, or state to find all Esaf Small Finance Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | ESMF0001317 |
| Bank Name: | Esaf Small Finance Bank Limited |
| Branch Name: | Ahmedabad |
| Address: | NO 5 6 7 S V SQUARE MALL RANIP GODREJ CITY ROAD AHMEDABAD GUJARAT 382470 |
| City: | Ranip Godrej |
| District: | Ahmedabad |
| State: | Gujarat |
| Pincode: | 382470 |
Payment Services Available
Esaf Small Finance Bank Limited Ahmedabad Branch IFSC Code ESMF0001317 — Complete Banking Guide for Ranip Godrej, Gujarat
IFSC code ESMF0001317 belongs to the Ahmedabad branch of Esaf Small Finance Bank Limited in Ranip Godrej, Ahmedabad district, Gujarat. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ESMF0001317 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Esaf Small Finance Bank Limited, Ahmedabad Branch
The Ahmedabad branch of Esaf Small Finance Bank Limited in Ranip Godrej, Gujarat serves retail and corporate customers in Ahmedabad district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ESMF0001317 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC ESMF0001317
Four primary digital payment rails use IFSC ESMF0001317 for transfers to Esaf Small Finance Bank Limited, Ahmedabad: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ESMF0001317 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Ahmedabad branch of Esaf Small Finance Bank Limited in Ranip Godrej carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ESMF0001317 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC ESMF0001317 Before Transferring
Before initiating any high-value transfer to IFSC ESMF0001317, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Esaf Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Esaf Small Finance Bank Limited Ahmedabad, Ranip Godrej IFSC
What is the IFSC of Esaf Small Finance Bank Limited Ahmedabad in Ranip Godrej?
The IFSC of Esaf Small Finance Bank Limited, Ahmedabad branch in Ranip Godrej, Gujarat is ESMF0001317. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC ESMF0001317?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ESMF0001317 to route funds to Esaf Small Finance Bank Limited, Ahmedabad, Ranip Godrej.
Who assigns IFSC codes like ESMF0001317?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Esaf Small Finance Bank Limited applied for the IFSC for its Ahmedabad branch in Ranip Godrej, and RBI issued ESMF0001317 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC ESMF0001317 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ESMF0001317 at Esaf Small Finance Bank Limited, Ahmedabad, Ranip Godrej. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ESMF0001317.
About IFSC Code ESMF0001317
IFSC Code ESMF0001317 belongs to Esaf Small Finance Bank Limited branch Ahmedabad located in Ranip Godrej, Ahmedabad, Gujarat.
Branch Information
- IFSC Code: ESMF0001317
- Bank: Esaf Small Finance Bank Limited
- Branch: Ahmedabad
- Address: NO 5 6 7 S V SQUARE MALL RANIP GODREJ CITY ROAD AHMEDABAD GUJARAT 382470
- City: Ranip Godrej
- District: Ahmedabad
- State: Gujarat
- Pincode: 382470
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available