IFSC Code ESMF0001688 - Esaf Small Finance Bank Limited New Delhi - Kamla Nagar
NO 114 D GROUND FLOOR KAMLA NEHRU MARG KESHAVAPURAM ZONE NEAR BILLE DI HATT
Quick Info
IFSC: ESMF0001688
District: DELHI
Status: Active
About Esaf Small Finance Bank Limited New Delhi - Kamla Nagar
IFSC Code ESMF0001688 belongs to Esaf Small Finance Bank Limited New Delhi - Kamla Nagar branch located in North Delhi, Delhi, Delhi. This branch serves customers in North Delhi, Delhi, Delhi and surrounding areas.
Understanding IFSC Code ESMF0001688
The IFSC (Indian Financial System Code) ESMF0001688 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (ESMF): Bank code identifying Esaf Small Finance Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001688): Unique branch identifier for New Delhi - Kamla Nagar
Electronic Fund Transfer Services
IFSC Code ESMF0001688 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Esaf Small Finance Bank Limited New Delhi - Kamla Nagar branch is located at NO 114 D GROUND FLOOR KAMLA NEHRU MARG KESHAVAPURAM ZONE NEAR BILLE DI HATT in North Delhi, Delhi, Delhi. This location serves customers in North Delhi, Delhi, Delhi and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ESMF0001688 to ensure the transaction is routed correctly.
How to Use IFSC Code ESMF0001688
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: ESMF0001688 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Esaf Small Finance Bank Limited Branches
If you're looking for other Esaf Small Finance Bank Limited branches in North Delhi, Delhi, Delhi or nearby areas, use our Esaf Small Finance Bank Limited branch finder. You can search by city, district, or state to find all Esaf Small Finance Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | ESMF0001688 |
| Bank Name: | Esaf Small Finance Bank Limited |
| Branch Name: | New Delhi - Kamla Nagar |
| Address: | NO 114 D GROUND FLOOR KAMLA NEHRU MARG KESHAVAPURAM ZONE NEAR BILLE DI HATT |
| City: | North Delhi |
| District: | Delhi |
| State: | Delhi |
Payment Services Available
Esaf Small Finance Bank Limited New Delhi - Kamla Nagar Branch IFSC Code ESMF0001688 — Complete Banking Guide for North Delhi, Delhi
IFSC code ESMF0001688 belongs to the New Delhi - Kamla Nagar branch of Esaf Small Finance Bank Limited in North Delhi, Delhi district, Delhi. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ESMF0001688 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Esaf Small Finance Bank Limited, New Delhi - Kamla Nagar Branch
The New Delhi - Kamla Nagar branch of Esaf Small Finance Bank Limited in North Delhi, Delhi serves retail and corporate customers in Delhi district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ESMF0001688 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC ESMF0001688
Four primary digital payment rails use IFSC ESMF0001688 for transfers to Esaf Small Finance Bank Limited, New Delhi - Kamla Nagar: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ESMF0001688 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the New Delhi - Kamla Nagar branch of Esaf Small Finance Bank Limited in North Delhi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ESMF0001688 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC ESMF0001688 Before Transferring
Before initiating any high-value transfer to IFSC ESMF0001688, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Esaf Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Esaf Small Finance Bank Limited New Delhi - Kamla Nagar, North Delhi IFSC
What is the IFSC of Esaf Small Finance Bank Limited New Delhi - Kamla Nagar in North Delhi?
The IFSC of Esaf Small Finance Bank Limited, New Delhi - Kamla Nagar branch in North Delhi, Delhi is ESMF0001688. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC ESMF0001688?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ESMF0001688 to route funds to Esaf Small Finance Bank Limited, New Delhi - Kamla Nagar, North Delhi.
Who assigns IFSC codes like ESMF0001688?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Esaf Small Finance Bank Limited applied for the IFSC for its New Delhi - Kamla Nagar branch in North Delhi, and RBI issued ESMF0001688 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC ESMF0001688 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ESMF0001688 at Esaf Small Finance Bank Limited, New Delhi - Kamla Nagar, North Delhi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ESMF0001688.
About IFSC Code ESMF0001688
IFSC Code ESMF0001688 belongs to Esaf Small Finance Bank Limited branch New Delhi - Kamla Nagar located in North Delhi, Delhi, Delhi.
Branch Information
- IFSC Code: ESMF0001688
- Bank: Esaf Small Finance Bank Limited
- Branch: New Delhi - Kamla Nagar
- Address: NO 114 D GROUND FLOOR KAMLA NEHRU MARG KESHAVAPURAM ZONE NEAR BILLE DI HATT
- City: North Delhi
- District: Delhi
- State: Delhi
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available