IFSC Code ESMF0001696 - Esaf Small Finance Bank Limited New Delhi Saket
NO J203 J BLOCK MANDIR MARG NEAR J MARKET
Quick Info
IFSC: ESMF0001696
District: SOUTH DELHI
Status: Active
About Esaf Small Finance Bank Limited New Delhi Saket
IFSC Code ESMF0001696 belongs to Esaf Small Finance Bank Limited New Delhi Saket branch located in New Delhi Saket, South Delhi, Delhi. This branch serves customers in New Delhi Saket, South Delhi, Delhi and surrounding areas.
Understanding IFSC Code ESMF0001696
The IFSC (Indian Financial System Code) ESMF0001696 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (ESMF): Bank code identifying Esaf Small Finance Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001696): Unique branch identifier for New Delhi Saket
Electronic Fund Transfer Services
IFSC Code ESMF0001696 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Esaf Small Finance Bank Limited New Delhi Saket branch is located at NO J203 J BLOCK MANDIR MARG NEAR J MARKET in New Delhi Saket, South Delhi, Delhi. This location serves customers in New Delhi Saket, South Delhi, Delhi and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ESMF0001696 to ensure the transaction is routed correctly.
How to Use IFSC Code ESMF0001696
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: ESMF0001696 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Esaf Small Finance Bank Limited Branches
If you're looking for other Esaf Small Finance Bank Limited branches in New Delhi Saket, South Delhi, Delhi or nearby areas, use our Esaf Small Finance Bank Limited branch finder. You can search by city, district, or state to find all Esaf Small Finance Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | ESMF0001696 |
| Bank Name: | Esaf Small Finance Bank Limited |
| Branch Name: | New Delhi Saket |
| Address: | NO J203 J BLOCK MANDIR MARG NEAR J MARKET |
| City: | New Delhi Saket |
| District: | South Delhi |
| State: | Delhi |
Payment Services Available
Esaf Small Finance Bank Limited New Delhi Saket Branch IFSC Code ESMF0001696 — Complete Banking Guide for New Delhi Saket, Delhi
IFSC code ESMF0001696 belongs to the New Delhi Saket branch of Esaf Small Finance Bank Limited in New Delhi Saket, South Delhi district, Delhi. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ESMF0001696 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Esaf Small Finance Bank Limited, New Delhi Saket Branch
The New Delhi Saket branch of Esaf Small Finance Bank Limited in New Delhi Saket, Delhi serves retail and corporate customers in South Delhi district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ESMF0001696 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC ESMF0001696
Four primary digital payment rails use IFSC ESMF0001696 for transfers to Esaf Small Finance Bank Limited, New Delhi Saket: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ESMF0001696 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the New Delhi Saket branch of Esaf Small Finance Bank Limited in New Delhi Saket carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ESMF0001696 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC ESMF0001696 Before Transferring
Before initiating any high-value transfer to IFSC ESMF0001696, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Esaf Small Finance Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Esaf Small Finance Bank Limited New Delhi Saket, New Delhi Saket IFSC
What is the IFSC of Esaf Small Finance Bank Limited New Delhi Saket in New Delhi Saket?
The IFSC of Esaf Small Finance Bank Limited, New Delhi Saket branch in New Delhi Saket, Delhi is ESMF0001696. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC ESMF0001696?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ESMF0001696 to route funds to Esaf Small Finance Bank Limited, New Delhi Saket, New Delhi Saket.
Who assigns IFSC codes like ESMF0001696?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Esaf Small Finance Bank Limited applied for the IFSC for its New Delhi Saket branch in New Delhi Saket, and RBI issued ESMF0001696 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC ESMF0001696 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ESMF0001696 at Esaf Small Finance Bank Limited, New Delhi Saket, New Delhi Saket. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ESMF0001696.
About IFSC Code ESMF0001696
IFSC Code ESMF0001696 belongs to Esaf Small Finance Bank Limited branch New Delhi Saket located in New Delhi Saket, South Delhi, Delhi.
Branch Information
- IFSC Code: ESMF0001696
- Bank: Esaf Small Finance Bank Limited
- Branch: New Delhi Saket
- Address: NO J203 J BLOCK MANDIR MARG NEAR J MARKET
- City: New Delhi Saket
- District: South Delhi
- State: Delhi
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available