IFSC Code FDRL0001493 - Federal Bank Miraj
SHANIWARPETH NEAR MAIDAN DATTA MANDIR SANGLI DIST MAHARASHTRA
Quick Info
IFSC: FDRL0001493
Pincode: 416410
District: Sangli
Status: Active
About Federal Bank Miraj
IFSC Code FDRL0001493 belongs to Federal Bank Miraj branch located in Miraj, Sangli, Maharashtra. This branch serves customers in Miraj, Sangli, Maharashtra and surrounding areas.
Understanding IFSC Code FDRL0001493
The IFSC (Indian Financial System Code) FDRL0001493 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (FDRL): Bank code identifying Federal Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001493): Unique branch identifier for Miraj
Electronic Fund Transfer Services
IFSC Code FDRL0001493 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Federal Bank Miraj branch is located at SHANIWARPETH NEAR MAIDAN DATTA MANDIR SANGLI DIST MAHARASHTRA (Pincode: 416410) in Miraj, Sangli, Maharashtra. This location serves customers in Miraj, Sangli, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code FDRL0001493 to ensure the transaction is routed correctly.
How to Use IFSC Code FDRL0001493
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: FDRL0001493 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Federal Bank Branches
If you're looking for other Federal Bank branches in Miraj, Sangli, Maharashtra or nearby areas, use our Federal Bank branch finder. You can search by city, district, or state to find all Federal Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | FDRL0001493 |
| Bank Name: | Federal Bank |
| Branch Name: | Miraj |
| Address: | SHANIWARPETH NEAR MAIDAN DATTA MANDIR SANGLI DIST MAHARASHTRA |
| City: | Miraj |
| District: | Sangli |
| State: | Maharashtra |
| Pincode: | 416410 |
Payment Services Available
Federal Bank Miraj Branch IFSC Code FDRL0001493 — Complete Banking Guide for Miraj, Maharashtra
IFSC code FDRL0001493 belongs to the Miraj branch of Federal Bank in Miraj, Sangli district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC FDRL0001493 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Federal Bank, Miraj Branch
The Miraj branch of Federal Bank in Miraj, Maharashtra serves retail and corporate customers in Sangli district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC FDRL0001493 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC FDRL0001493
Four primary digital payment rails use IFSC FDRL0001493 for transfers to Federal Bank, Miraj: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC FDRL0001493 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Miraj branch of Federal Bank in Miraj carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC FDRL0001493 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC FDRL0001493 Before Transferring
Before initiating any high-value transfer to IFSC FDRL0001493, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Federal Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Federal Bank Miraj, Miraj IFSC
What is the IFSC of Federal Bank Miraj in Miraj?
The IFSC of Federal Bank, Miraj branch in Miraj, Maharashtra is FDRL0001493. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC FDRL0001493?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC FDRL0001493 to route funds to Federal Bank, Miraj, Miraj.
Who assigns IFSC codes like FDRL0001493?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Federal Bank applied for the IFSC for its Miraj branch in Miraj, and RBI issued FDRL0001493 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC FDRL0001493 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC FDRL0001493 at Federal Bank, Miraj, Miraj. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC FDRL0001493.
About IFSC Code FDRL0001493
IFSC Code FDRL0001493 belongs to Federal Bank branch Miraj located in Miraj, Sangli, Maharashtra.
Branch Information
- IFSC Code: FDRL0001493
- Bank: Federal Bank
- Branch: Miraj
- Address: SHANIWARPETH NEAR MAIDAN DATTA MANDIR SANGLI DIST MAHARASHTRA
- City: Miraj
- District: Sangli
- State: Maharashtra
- Pincode: 416410
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available