IFSC Code FDRL0001868 - Federal Bank Padanilam
BLDG NO VIII/588-1 NOORANADU-PADANILAM ROAD PADANILAM
Quick Info
IFSC: FDRL0001868
District: ALAPUZHA
Status: Active
About Federal Bank Padanilam
IFSC Code FDRL0001868 belongs to Federal Bank Padanilam branch located in Alapuzha, Alapuzha, Kerala. This branch serves customers in Alapuzha, Alapuzha, Kerala and surrounding areas.
Understanding IFSC Code FDRL0001868
The IFSC (Indian Financial System Code) FDRL0001868 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (FDRL): Bank code identifying Federal Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001868): Unique branch identifier for Padanilam
Electronic Fund Transfer Services
IFSC Code FDRL0001868 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Federal Bank Padanilam branch is located at BLDG NO VIII/588-1 NOORANADU-PADANILAM ROAD PADANILAM in Alapuzha, Alapuzha, Kerala. This location serves customers in Alapuzha, Alapuzha, Kerala and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code FDRL0001868 to ensure the transaction is routed correctly.
How to Use IFSC Code FDRL0001868
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: FDRL0001868 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Federal Bank Branches
If you're looking for other Federal Bank branches in Alapuzha, Alapuzha, Kerala or nearby areas, use our Federal Bank branch finder. You can search by city, district, or state to find all Federal Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | FDRL0001868 |
| Bank Name: | Federal Bank |
| Branch Name: | Padanilam |
| Address: | BLDG NO VIII/588-1 NOORANADU-PADANILAM ROAD PADANILAM |
| City: | Alapuzha |
| District: | Alapuzha |
| State: | Kerala |
Payment Services Available
Federal Bank Padanilam Branch IFSC Code FDRL0001868 — Complete Banking Guide for Alapuzha, Kerala
IFSC code FDRL0001868 belongs to the Padanilam branch of Federal Bank in Alapuzha, Alapuzha district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC FDRL0001868 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Federal Bank, Padanilam Branch
The Padanilam branch of Federal Bank in Alapuzha, Kerala serves retail and corporate customers in Alapuzha district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC FDRL0001868 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC FDRL0001868
Four primary digital payment rails use IFSC FDRL0001868 for transfers to Federal Bank, Padanilam: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC FDRL0001868 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Padanilam branch of Federal Bank in Alapuzha carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC FDRL0001868 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC FDRL0001868 Before Transferring
Before initiating any high-value transfer to IFSC FDRL0001868, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Federal Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Federal Bank Padanilam, Alapuzha IFSC
What is the IFSC of Federal Bank Padanilam in Alapuzha?
The IFSC of Federal Bank, Padanilam branch in Alapuzha, Kerala is FDRL0001868. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC FDRL0001868?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC FDRL0001868 to route funds to Federal Bank, Padanilam, Alapuzha.
Who assigns IFSC codes like FDRL0001868?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Federal Bank applied for the IFSC for its Padanilam branch in Alapuzha, and RBI issued FDRL0001868 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC FDRL0001868 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC FDRL0001868 at Federal Bank, Padanilam, Alapuzha. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC FDRL0001868.
About IFSC Code FDRL0001868
IFSC Code FDRL0001868 belongs to Federal Bank branch Padanilam located in Alapuzha, Alapuzha, Kerala.
Branch Information
- IFSC Code: FDRL0001868
- Bank: Federal Bank
- Branch: Padanilam
- Address: BLDG NO VIII/588-1 NOORANADU-PADANILAM ROAD PADANILAM
- City: Alapuzha
- District: Alapuzha
- State: Kerala
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available