IFSC Code FDRL0002369 - Federal Bank Karaikal
NO 19 BHARATHIYAR ROAD KARAIKAL PUDUCHERRY-609602
Quick Info
IFSC: FDRL0002369
Pincode: 609602
District: Karaikal
Status: Active
About Federal Bank Karaikal
IFSC Code FDRL0002369 belongs to Federal Bank Karaikal branch located in Karaikal, Karaikal, Pondicherry. This branch serves customers in Karaikal, Karaikal, Pondicherry and surrounding areas.
Understanding IFSC Code FDRL0002369
The IFSC (Indian Financial System Code) FDRL0002369 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (FDRL): Bank code identifying Federal Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (002369): Unique branch identifier for Karaikal
Electronic Fund Transfer Services
IFSC Code FDRL0002369 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Federal Bank Karaikal branch is located at NO 19 BHARATHIYAR ROAD KARAIKAL PUDUCHERRY-609602 (Pincode: 609602) in Karaikal, Karaikal, Pondicherry. This location serves customers in Karaikal, Karaikal, Pondicherry and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code FDRL0002369 to ensure the transaction is routed correctly.
How to Use IFSC Code FDRL0002369
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: FDRL0002369 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Federal Bank Branches
If you're looking for other Federal Bank branches in Karaikal, Karaikal, Pondicherry or nearby areas, use our Federal Bank branch finder. You can search by city, district, or state to find all Federal Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | FDRL0002369 |
| Bank Name: | Federal Bank |
| Branch Name: | Karaikal |
| Address: | NO 19 BHARATHIYAR ROAD KARAIKAL PUDUCHERRY-609602 |
| City: | Karaikal |
| District: | Karaikal |
| State: | Pondicherry |
| Pincode: | 609602 |
Payment Services Available
Federal Bank Karaikal Branch IFSC Code FDRL0002369 — Complete Banking Guide for Karaikal, Pondicherry
IFSC code FDRL0002369 belongs to the Karaikal branch of Federal Bank in Karaikal, Karaikal district, Pondicherry. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC FDRL0002369 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Federal Bank, Karaikal Branch
The Karaikal branch of Federal Bank in Karaikal, Pondicherry serves retail and corporate customers in Karaikal district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC FDRL0002369 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC FDRL0002369
Four primary digital payment rails use IFSC FDRL0002369 for transfers to Federal Bank, Karaikal: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC FDRL0002369 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Karaikal branch of Federal Bank in Karaikal carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC FDRL0002369 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC FDRL0002369 Before Transferring
Before initiating any high-value transfer to IFSC FDRL0002369, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Federal Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Federal Bank Karaikal, Karaikal IFSC
What is the IFSC of Federal Bank Karaikal in Karaikal?
The IFSC of Federal Bank, Karaikal branch in Karaikal, Pondicherry is FDRL0002369. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC FDRL0002369?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC FDRL0002369 to route funds to Federal Bank, Karaikal, Karaikal.
Who assigns IFSC codes like FDRL0002369?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Federal Bank applied for the IFSC for its Karaikal branch in Karaikal, and RBI issued FDRL0002369 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC FDRL0002369 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC FDRL0002369 at Federal Bank, Karaikal, Karaikal. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC FDRL0002369.
About IFSC Code FDRL0002369
IFSC Code FDRL0002369 belongs to Federal Bank branch Karaikal located in Karaikal, Karaikal, Pondicherry.
Branch Information
- IFSC Code: FDRL0002369
- Bank: Federal Bank
- Branch: Karaikal
- Address: NO 19 BHARATHIYAR ROAD KARAIKAL PUDUCHERRY-609602
- City: Karaikal
- District: Karaikal
- State: Pondicherry
- Pincode: 609602
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available