IFSC Code FDRL0AUCB04 - Federal Bank Alwaye Urban Co-op Chengamanad
CHENGAMANAD BRANCH ANK BUILDINGS CHENGAMANA
Quick Info
IFSC: FDRL0AUCB04
District: ERNAKULAM
Status: Active
About Federal Bank Alwaye Urban Co-op Chengamanad
IFSC Code FDRL0AUCB04 belongs to Federal Bank Alwaye Urban Co-op Chengamanad branch located in Aluva, Ernakulam, Kerala. This branch serves customers in Aluva, Ernakulam, Kerala and surrounding areas.
Understanding IFSC Code FDRL0AUCB04
The IFSC (Indian Financial System Code) FDRL0AUCB04 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (FDRL): Bank code identifying Federal Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (AUCB04): Unique branch identifier for Alwaye Urban Co-op Chengamanad
Electronic Fund Transfer Services
IFSC Code FDRL0AUCB04 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Federal Bank Alwaye Urban Co-op Chengamanad branch is located at CHENGAMANAD BRANCH ANK BUILDINGS CHENGAMANA in Aluva, Ernakulam, Kerala. This location serves customers in Aluva, Ernakulam, Kerala and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code FDRL0AUCB04 to ensure the transaction is routed correctly.
How to Use IFSC Code FDRL0AUCB04
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: FDRL0AUCB04 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Federal Bank Branches
If you're looking for other Federal Bank branches in Aluva, Ernakulam, Kerala or nearby areas, use our Federal Bank branch finder. You can search by city, district, or state to find all Federal Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | FDRL0AUCB04 |
| Bank Name: | Federal Bank |
| Branch Name: | Alwaye Urban Co-op Chengamanad |
| Address: | CHENGAMANAD BRANCH ANK BUILDINGS CHENGAMANA |
| City: | Aluva |
| District: | Ernakulam |
| State: | Kerala |
Payment Services Available
Federal Bank Alwaye Urban Co-op Chengamanad Branch IFSC Code FDRL0AUCB04 — Complete Banking Guide for Aluva, Kerala
IFSC code FDRL0AUCB04 belongs to the Alwaye Urban Co-op Chengamanad branch of Federal Bank in Aluva, Ernakulam district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC FDRL0AUCB04 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Federal Bank, Alwaye Urban Co-op Chengamanad Branch
The Alwaye Urban Co-op Chengamanad branch of Federal Bank in Aluva, Kerala serves retail and corporate customers in Ernakulam district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC FDRL0AUCB04 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC FDRL0AUCB04
Four primary digital payment rails use IFSC FDRL0AUCB04 for transfers to Federal Bank, Alwaye Urban Co-op Chengamanad: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC FDRL0AUCB04 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Alwaye Urban Co-op Chengamanad branch of Federal Bank in Aluva carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC FDRL0AUCB04 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC FDRL0AUCB04 Before Transferring
Before initiating any high-value transfer to IFSC FDRL0AUCB04, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Federal Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Federal Bank Alwaye Urban Co-op Chengamanad, Aluva IFSC
What is the IFSC of Federal Bank Alwaye Urban Co-op Chengamanad in Aluva?
The IFSC of Federal Bank, Alwaye Urban Co-op Chengamanad branch in Aluva, Kerala is FDRL0AUCB04. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC FDRL0AUCB04?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC FDRL0AUCB04 to route funds to Federal Bank, Alwaye Urban Co-op Chengamanad, Aluva.
Who assigns IFSC codes like FDRL0AUCB04?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Federal Bank applied for the IFSC for its Alwaye Urban Co-op Chengamanad branch in Aluva, and RBI issued FDRL0AUCB04 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC FDRL0AUCB04 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC FDRL0AUCB04 at Federal Bank, Alwaye Urban Co-op Chengamanad, Aluva. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC FDRL0AUCB04.
About IFSC Code FDRL0AUCB04
IFSC Code FDRL0AUCB04 belongs to Federal Bank branch Alwaye Urban Co-op Chengamanad located in Aluva, Ernakulam, Kerala.
Branch Information
- IFSC Code: FDRL0AUCB04
- Bank: Federal Bank
- Branch: Alwaye Urban Co-op Chengamanad
- Address: CHENGAMANAD BRANCH ANK BUILDINGS CHENGAMANA
- City: Aluva
- District: Ernakulam
- State: Kerala
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available