IFSC Code FDRL0COCARD - Federal Bank Federal Bank Co Branded Credit Cards

Federal Bank Federal Bank Co Branded Credit Cards Branch IFSC Code FDRL0COCARD — Complete Banking Guide for Kalamassery, Kerala

IFSC code FDRL0COCARD belongs to the Federal Bank Co Branded Credit Cards branch of Federal Bank in Kalamassery, Ernakulam district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC FDRL0COCARD to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Federal Bank, Federal Bank Co Branded Credit Cards Branch

The Federal Bank Co Branded Credit Cards branch of Federal Bank in Kalamassery, Kerala serves retail and corporate customers in Ernakulam district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC FDRL0COCARD is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC FDRL0COCARD

Four primary digital payment rails use IFSC FDRL0COCARD for transfers to Federal Bank, Federal Bank Co Branded Credit Cards: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC FDRL0COCARD against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Federal Bank Co Branded Credit Cards branch of Federal Bank in Kalamassery carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC FDRL0COCARD exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC FDRL0COCARD Before Transferring

Before initiating any high-value transfer to IFSC FDRL0COCARD, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Federal Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.