IFSC Code FINO0001046 - Fino Payments Bank Kalyan Phata
SHOP NO.03 GROUND FLOOR DASHRATH APARTMENT OPP.DATTA MANDIR KALYAN PHATA DIAGHAR ROAD POST.PADLE TQ. DIST.THANE-421204
Quick Info
IFSC: FINO0001046
Pincode: 421204
District: Thane
Status: Active
About Fino Payments Bank Kalyan Phata
IFSC Code FINO0001046 belongs to Fino Payments Bank Kalyan Phata branch located in Thane, Thane, Maharashtra. This branch serves customers in Thane, Thane, Maharashtra and surrounding areas.
Understanding IFSC Code FINO0001046
The IFSC (Indian Financial System Code) FINO0001046 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (FINO): Bank code identifying Fino Payments Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001046): Unique branch identifier for Kalyan Phata
Electronic Fund Transfer Services
IFSC Code FINO0001046 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Fino Payments Bank Kalyan Phata branch is located at SHOP NO.03 GROUND FLOOR DASHRATH APARTMENT OPP.DATTA MANDIR KALYAN PHATA DIAGHAR ROAD POST.PADLE TQ. DIST.THANE-421204 (Pincode: 421204) in Thane, Thane, Maharashtra. This location serves customers in Thane, Thane, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code FINO0001046 to ensure the transaction is routed correctly.
How to Use IFSC Code FINO0001046
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: FINO0001046 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Fino Payments Bank Branches
If you're looking for other Fino Payments Bank branches in Thane, Thane, Maharashtra or nearby areas, use our Fino Payments Bank branch finder. You can search by city, district, or state to find all Fino Payments Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | FINO0001046 |
| Bank Name: | Fino Payments Bank |
| Branch Name: | Kalyan Phata |
| Address: | SHOP NO.03 GROUND FLOOR DASHRATH APARTMENT OPP.DATTA MANDIR KALYAN PHATA DIAGHAR ROAD POST.PADLE TQ. DIST.THANE-421204 |
| City: | Thane |
| District: | Thane |
| State: | Maharashtra |
| Pincode: | 421204 |
Payment Services Available
Fino Payments Bank Kalyan Phata Branch IFSC Code FINO0001046 — Complete Banking Guide for Thane, Maharashtra
IFSC code FINO0001046 belongs to the Kalyan Phata branch of Fino Payments Bank in Thane, Thane district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC FINO0001046 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Fino Payments Bank, Kalyan Phata Branch
The Kalyan Phata branch of Fino Payments Bank in Thane, Maharashtra serves retail and corporate customers in Thane district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC FINO0001046 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC FINO0001046
Four primary digital payment rails use IFSC FINO0001046 for transfers to Fino Payments Bank, Kalyan Phata: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC FINO0001046 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kalyan Phata branch of Fino Payments Bank in Thane carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC FINO0001046 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC FINO0001046 Before Transferring
Before initiating any high-value transfer to IFSC FINO0001046, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Fino Payments Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Fino Payments Bank Kalyan Phata, Thane IFSC
What is the IFSC of Fino Payments Bank Kalyan Phata in Thane?
The IFSC of Fino Payments Bank, Kalyan Phata branch in Thane, Maharashtra is FINO0001046. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC FINO0001046?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC FINO0001046 to route funds to Fino Payments Bank, Kalyan Phata, Thane.
Who assigns IFSC codes like FINO0001046?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Fino Payments Bank applied for the IFSC for its Kalyan Phata branch in Thane, and RBI issued FINO0001046 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC FINO0001046 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC FINO0001046 at Fino Payments Bank, Kalyan Phata, Thane. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC FINO0001046.
About IFSC Code FINO0001046
IFSC Code FINO0001046 belongs to Fino Payments Bank branch Kalyan Phata located in Thane, Thane, Maharashtra.
Branch Information
- IFSC Code: FINO0001046
- Bank: Fino Payments Bank
- Branch: Kalyan Phata
- Address: SHOP NO.03 GROUND FLOOR DASHRATH APARTMENT OPP.DATTA MANDIR KALYAN PHATA DIAGHAR ROAD POST.PADLE TQ. DIST.THANE-421204
- City: Thane
- District: Thane
- State: Maharashtra
- Pincode: 421204
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available