IFSC Code FINO0009002 - Fino Payments Bank Jharkhand Cpc
2ND FLOOR COMMERCE HOUSE LINE TANK ROAD RANCHI 834001
Quick Info
IFSC: FINO0009002
Pincode: 834001
District: Ranchi
Status: Active
About Fino Payments Bank Jharkhand Cpc
IFSC Code FINO0009002 belongs to Fino Payments Bank Jharkhand Cpc branch located in Ranchi, Ranchi, Jharkhand. This branch serves customers in Ranchi, Ranchi, Jharkhand and surrounding areas.
Understanding IFSC Code FINO0009002
The IFSC (Indian Financial System Code) FINO0009002 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (FINO): Bank code identifying Fino Payments Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (009002): Unique branch identifier for Jharkhand Cpc
Electronic Fund Transfer Services
IFSC Code FINO0009002 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Fino Payments Bank Jharkhand Cpc branch is located at 2ND FLOOR COMMERCE HOUSE LINE TANK ROAD RANCHI 834001 (Pincode: 834001) in Ranchi, Ranchi, Jharkhand. This location serves customers in Ranchi, Ranchi, Jharkhand and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code FINO0009002 to ensure the transaction is routed correctly.
How to Use IFSC Code FINO0009002
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: FINO0009002 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Fino Payments Bank Branches
If you're looking for other Fino Payments Bank branches in Ranchi, Ranchi, Jharkhand or nearby areas, use our Fino Payments Bank branch finder. You can search by city, district, or state to find all Fino Payments Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | FINO0009002 |
| Bank Name: | Fino Payments Bank |
| Branch Name: | Jharkhand Cpc |
| Address: | 2ND FLOOR COMMERCE HOUSE LINE TANK ROAD RANCHI 834001 |
| City: | Ranchi |
| District: | Ranchi |
| State: | Jharkhand |
| Pincode: | 834001 |
Payment Services Available
Fino Payments Bank Jharkhand Cpc Branch IFSC Code FINO0009002 — Complete Banking Guide for Ranchi, Jharkhand
IFSC code FINO0009002 belongs to the Jharkhand Cpc branch of Fino Payments Bank in Ranchi, Ranchi district, Jharkhand. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC FINO0009002 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Fino Payments Bank, Jharkhand Cpc Branch
The Jharkhand Cpc branch of Fino Payments Bank in Ranchi, Jharkhand serves retail and corporate customers in Ranchi district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC FINO0009002 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC FINO0009002
Four primary digital payment rails use IFSC FINO0009002 for transfers to Fino Payments Bank, Jharkhand Cpc: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC FINO0009002 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Jharkhand Cpc branch of Fino Payments Bank in Ranchi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC FINO0009002 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC FINO0009002 Before Transferring
Before initiating any high-value transfer to IFSC FINO0009002, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Fino Payments Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Fino Payments Bank Jharkhand Cpc, Ranchi IFSC
What is the IFSC of Fino Payments Bank Jharkhand Cpc in Ranchi?
The IFSC of Fino Payments Bank, Jharkhand Cpc branch in Ranchi, Jharkhand is FINO0009002. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC FINO0009002?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC FINO0009002 to route funds to Fino Payments Bank, Jharkhand Cpc, Ranchi.
Who assigns IFSC codes like FINO0009002?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Fino Payments Bank applied for the IFSC for its Jharkhand Cpc branch in Ranchi, and RBI issued FINO0009002 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC FINO0009002 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC FINO0009002 at Fino Payments Bank, Jharkhand Cpc, Ranchi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC FINO0009002.
About IFSC Code FINO0009002
IFSC Code FINO0009002 belongs to Fino Payments Bank branch Jharkhand Cpc located in Ranchi, Ranchi, Jharkhand.
Branch Information
- IFSC Code: FINO0009002
- Bank: Fino Payments Bank
- Branch: Jharkhand Cpc
- Address: 2ND FLOOR COMMERCE HOUSE LINE TANK ROAD RANCHI 834001
- City: Ranchi
- District: Ranchi
- State: Jharkhand
- Pincode: 834001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available