IFSC Code GABK0001018 - The Gayatri Co-operative Urban Bank Limited Husnabad
12-43/1/1 VILL & MDL HUSNABADDISTSIDDIPET T.S.
Quick Info
IFSC: GABK0001018
District: SIDDIPET
Status: Active
About The Gayatri Co-operative Urban Bank Limited Husnabad
IFSC Code GABK0001018 belongs to The Gayatri Co-operative Urban Bank Limited Husnabad branch located in Husnabad, Siddipet, Telangana. This branch serves customers in Husnabad, Siddipet, Telangana and surrounding areas.
Understanding IFSC Code GABK0001018
The IFSC (Indian Financial System Code) GABK0001018 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (GABK): Bank code identifying The Gayatri Co-operative Urban Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001018): Unique branch identifier for Husnabad
Electronic Fund Transfer Services
IFSC Code GABK0001018 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The The Gayatri Co-operative Urban Bank Limited Husnabad branch is located at 12-43/1/1 VILL & MDL HUSNABADDISTSIDDIPET T.S. in Husnabad, Siddipet, Telangana. This location serves customers in Husnabad, Siddipet, Telangana and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code GABK0001018 to ensure the transaction is routed correctly.
How to Use IFSC Code GABK0001018
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: GABK0001018 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other The Gayatri Co-operative Urban Bank Limited Branches
If you're looking for other The Gayatri Co-operative Urban Bank Limited branches in Husnabad, Siddipet, Telangana or nearby areas, use our The Gayatri Co-operative Urban Bank Limited branch finder. You can search by city, district, or state to find all The Gayatri Co-operative Urban Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | GABK0001018 |
| Bank Name: | The Gayatri Co-operative Urban Bank Limited |
| Branch Name: | Husnabad |
| Address: | 12-43/1/1 VILL & MDL HUSNABADDISTSIDDIPET T.S. |
| City: | Husnabad |
| District: | Siddipet |
| State: | Telangana |
Payment Services Available
The Gayatri Co-operative Urban Bank Limited Husnabad Branch IFSC Code GABK0001018 — Complete Banking Guide for Husnabad, Telangana
IFSC code GABK0001018 belongs to the Husnabad branch of The Gayatri Co-operative Urban Bank Limited in Husnabad, Siddipet district, Telangana. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC GABK0001018 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About The Gayatri Co-operative Urban Bank Limited, Husnabad Branch
The Husnabad branch of The Gayatri Co-operative Urban Bank Limited in Husnabad, Telangana serves retail and corporate customers in Siddipet district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC GABK0001018 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC GABK0001018
Four primary digital payment rails use IFSC GABK0001018 for transfers to The Gayatri Co-operative Urban Bank Limited, Husnabad: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC GABK0001018 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Husnabad branch of The Gayatri Co-operative Urban Bank Limited in Husnabad carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC GABK0001018 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC GABK0001018 Before Transferring
Before initiating any high-value transfer to IFSC GABK0001018, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) The Gayatri Co-operative Urban Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — The Gayatri Co-operative Urban Bank Limited Husnabad, Husnabad IFSC
What is the IFSC of The Gayatri Co-operative Urban Bank Limited Husnabad in Husnabad?
The IFSC of The Gayatri Co-operative Urban Bank Limited, Husnabad branch in Husnabad, Telangana is GABK0001018. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC GABK0001018?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC GABK0001018 to route funds to The Gayatri Co-operative Urban Bank Limited, Husnabad, Husnabad.
Who assigns IFSC codes like GABK0001018?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. The Gayatri Co-operative Urban Bank Limited applied for the IFSC for its Husnabad branch in Husnabad, and RBI issued GABK0001018 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC GABK0001018 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC GABK0001018 at The Gayatri Co-operative Urban Bank Limited, Husnabad, Husnabad. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC GABK0001018.
About IFSC Code GABK0001018
IFSC Code GABK0001018 belongs to The Gayatri Co-operative Urban Bank Limited branch Husnabad located in Husnabad, Siddipet, Telangana.
Branch Information
- IFSC Code: GABK0001018
- Bank: The Gayatri Co-operative Urban Bank Limited
- Branch: Husnabad
- Address: 12-43/1/1 VILL & MDL HUSNABADDISTSIDDIPET T.S.
- City: Husnabad
- District: Siddipet
- State: Telangana
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available