IFSC Code HDFC0002622 - Hdfc Bank Muradnagar

Hdfc Bank Muradnagar Branch IFSC Code HDFC0002622 — Complete Banking Guide for Muradnagar, Uttar Pradesh

IFSC code HDFC0002622 belongs to the Muradnagar branch of Hdfc Bank in Muradnagar, Ghaziabad district, Uttar Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC HDFC0002622 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Hdfc Bank, Muradnagar Branch

The Muradnagar branch of Hdfc Bank in Muradnagar, Uttar Pradesh serves retail and corporate customers in Ghaziabad district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC HDFC0002622 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC HDFC0002622

Four primary digital payment rails use IFSC HDFC0002622 for transfers to Hdfc Bank, Muradnagar: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC HDFC0002622 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Muradnagar branch of Hdfc Bank in Muradnagar carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC HDFC0002622 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC HDFC0002622 Before Transferring

Before initiating any high-value transfer to IFSC HDFC0002622, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Hdfc Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.