IFSC Code HDFC0004054 - Hdfc Bank Durgapur Iii Rd Br
HDFC BANK LTD A1 05 AND A1 06 SECTOR 2A BIDHANNAGAR DURGAPUR BURDWAN WEST BENGAL 713212
Quick Info
IFSC: HDFC0004054
Pincode: 713212
District: Bardhaman
Status: Active
About Hdfc Bank Durgapur Iii Rd Br
IFSC Code HDFC0004054 belongs to Hdfc Bank Durgapur Iii Rd Br branch located in Durgapur, Bardhaman, West Bengal. This branch serves customers in Durgapur, Bardhaman, West Bengal and surrounding areas.
Understanding IFSC Code HDFC0004054
The IFSC (Indian Financial System Code) HDFC0004054 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (HDFC): Bank code identifying Hdfc Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004054): Unique branch identifier for Durgapur Iii Rd Br
Electronic Fund Transfer Services
IFSC Code HDFC0004054 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Hdfc Bank Durgapur Iii Rd Br branch is located at HDFC BANK LTD A1 05 AND A1 06 SECTOR 2A BIDHANNAGAR DURGAPUR BURDWAN WEST BENGAL 713212 (Pincode: 713212) in Durgapur, Bardhaman, West Bengal. This location serves customers in Durgapur, Bardhaman, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code HDFC0004054 to ensure the transaction is routed correctly.
How to Use IFSC Code HDFC0004054
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: HDFC0004054 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Hdfc Bank Branches
If you're looking for other Hdfc Bank branches in Durgapur, Bardhaman, West Bengal or nearby areas, use our Hdfc Bank branch finder. You can search by city, district, or state to find all Hdfc Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | HDFC0004054 |
| Bank Name: | Hdfc Bank |
| Branch Name: | Durgapur Iii Rd Br |
| Address: | HDFC BANK LTD A1 05 AND A1 06 SECTOR 2A BIDHANNAGAR DURGAPUR BURDWAN WEST BENGAL 713212 |
| City: | Durgapur |
| District: | Bardhaman |
| State: | West Bengal |
| Pincode: | 713212 |
Payment Services Available
Hdfc Bank Durgapur Iii Rd Br Branch IFSC Code HDFC0004054 — Complete Banking Guide for Durgapur, West Bengal
IFSC code HDFC0004054 belongs to the Durgapur Iii Rd Br branch of Hdfc Bank in Durgapur, Bardhaman district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC HDFC0004054 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Hdfc Bank, Durgapur Iii Rd Br Branch
The Durgapur Iii Rd Br branch of Hdfc Bank in Durgapur, West Bengal serves retail and corporate customers in Bardhaman district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC HDFC0004054 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC HDFC0004054
Four primary digital payment rails use IFSC HDFC0004054 for transfers to Hdfc Bank, Durgapur Iii Rd Br: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC HDFC0004054 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Durgapur Iii Rd Br branch of Hdfc Bank in Durgapur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC HDFC0004054 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC HDFC0004054 Before Transferring
Before initiating any high-value transfer to IFSC HDFC0004054, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Hdfc Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Hdfc Bank Durgapur Iii Rd Br, Durgapur IFSC
What is the IFSC of Hdfc Bank Durgapur Iii Rd Br in Durgapur?
The IFSC of Hdfc Bank, Durgapur Iii Rd Br branch in Durgapur, West Bengal is HDFC0004054. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC HDFC0004054?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC HDFC0004054 to route funds to Hdfc Bank, Durgapur Iii Rd Br, Durgapur.
Who assigns IFSC codes like HDFC0004054?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Hdfc Bank applied for the IFSC for its Durgapur Iii Rd Br branch in Durgapur, and RBI issued HDFC0004054 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC HDFC0004054 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC HDFC0004054 at Hdfc Bank, Durgapur Iii Rd Br, Durgapur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC HDFC0004054.
About IFSC Code HDFC0004054
IFSC Code HDFC0004054 belongs to Hdfc Bank branch Durgapur Iii Rd Br located in Durgapur, Bardhaman, West Bengal.
Branch Information
- IFSC Code: HDFC0004054
- Bank: Hdfc Bank
- Branch: Durgapur Iii Rd Br
- Address: HDFC BANK LTD A1 05 AND A1 06 SECTOR 2A BIDHANNAGAR DURGAPUR BURDWAN WEST BENGAL 713212
- City: Durgapur
- District: Bardhaman
- State: West Bengal
- Pincode: 713212
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available