IFSC Code HDFC0004421 - Hdfc Bank Bikramganj
BAHUDAR FUEL SERVICE STATION SASARAM ROAD BIKRAMGANJ BIHAR 802212
Quick Info
IFSC: HDFC0004421
Pincode: 802212
District: Rohtas
Status: Active
About Hdfc Bank Bikramganj
IFSC Code HDFC0004421 belongs to Hdfc Bank Bikramganj branch located in Bikramganj, Rohtas, Bihar. This branch serves customers in Bikramganj, Rohtas, Bihar and surrounding areas.
Understanding IFSC Code HDFC0004421
The IFSC (Indian Financial System Code) HDFC0004421 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (HDFC): Bank code identifying Hdfc Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004421): Unique branch identifier for Bikramganj
Electronic Fund Transfer Services
IFSC Code HDFC0004421 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Hdfc Bank Bikramganj branch is located at BAHUDAR FUEL SERVICE STATION SASARAM ROAD BIKRAMGANJ BIHAR 802212 (Pincode: 802212) in Bikramganj, Rohtas, Bihar. This location serves customers in Bikramganj, Rohtas, Bihar and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code HDFC0004421 to ensure the transaction is routed correctly.
How to Use IFSC Code HDFC0004421
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: HDFC0004421 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Hdfc Bank Branches
If you're looking for other Hdfc Bank branches in Bikramganj, Rohtas, Bihar or nearby areas, use our Hdfc Bank branch finder. You can search by city, district, or state to find all Hdfc Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | HDFC0004421 |
| Bank Name: | Hdfc Bank |
| Branch Name: | Bikramganj |
| Address: | BAHUDAR FUEL SERVICE STATION SASARAM ROAD BIKRAMGANJ BIHAR 802212 |
| City: | Bikramganj |
| District: | Rohtas |
| State: | Bihar |
| Pincode: | 802212 |
Payment Services Available
Hdfc Bank Bikramganj Branch IFSC Code HDFC0004421 — Complete Banking Guide for Bikramganj, Bihar
IFSC code HDFC0004421 belongs to the Bikramganj branch of Hdfc Bank in Bikramganj, Rohtas district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC HDFC0004421 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Hdfc Bank, Bikramganj Branch
The Bikramganj branch of Hdfc Bank in Bikramganj, Bihar serves retail and corporate customers in Rohtas district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC HDFC0004421 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC HDFC0004421
Four primary digital payment rails use IFSC HDFC0004421 for transfers to Hdfc Bank, Bikramganj: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC HDFC0004421 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bikramganj branch of Hdfc Bank in Bikramganj carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC HDFC0004421 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC HDFC0004421 Before Transferring
Before initiating any high-value transfer to IFSC HDFC0004421, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Hdfc Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Hdfc Bank Bikramganj, Bikramganj IFSC
What is the IFSC of Hdfc Bank Bikramganj in Bikramganj?
The IFSC of Hdfc Bank, Bikramganj branch in Bikramganj, Bihar is HDFC0004421. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC HDFC0004421?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC HDFC0004421 to route funds to Hdfc Bank, Bikramganj, Bikramganj.
Who assigns IFSC codes like HDFC0004421?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Hdfc Bank applied for the IFSC for its Bikramganj branch in Bikramganj, and RBI issued HDFC0004421 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC HDFC0004421 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC HDFC0004421 at Hdfc Bank, Bikramganj, Bikramganj. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC HDFC0004421.
About IFSC Code HDFC0004421
IFSC Code HDFC0004421 belongs to Hdfc Bank branch Bikramganj located in Bikramganj, Rohtas, Bihar.
Branch Information
- IFSC Code: HDFC0004421
- Bank: Hdfc Bank
- Branch: Bikramganj
- Address: BAHUDAR FUEL SERVICE STATION SASARAM ROAD BIKRAMGANJ BIHAR 802212
- City: Bikramganj
- District: Rohtas
- State: Bihar
- Pincode: 802212
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available