IFSC Code HDFC0009345 - Hdfc Bank Itc Road
G 3 AKHIL ARCADE NEAR ITC GATE OPP ANDHRA BANK ZONAL OFFICE GUNTUR ANDHRA PRADESH 522004
Quick Info
IFSC: HDFC0009345
Pincode: 522004
District: Guntur
Status: Active
About Hdfc Bank Itc Road
IFSC Code HDFC0009345 belongs to Hdfc Bank Itc Road branch located in Guntur, Guntur, Andhra Pradesh. This branch serves customers in Guntur, Guntur, Andhra Pradesh and surrounding areas.
Understanding IFSC Code HDFC0009345
The IFSC (Indian Financial System Code) HDFC0009345 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (HDFC): Bank code identifying Hdfc Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (009345): Unique branch identifier for Itc Road
Electronic Fund Transfer Services
IFSC Code HDFC0009345 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Hdfc Bank Itc Road branch is located at G 3 AKHIL ARCADE NEAR ITC GATE OPP ANDHRA BANK ZONAL OFFICE GUNTUR ANDHRA PRADESH 522004 (Pincode: 522004) in Guntur, Guntur, Andhra Pradesh. This location serves customers in Guntur, Guntur, Andhra Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code HDFC0009345 to ensure the transaction is routed correctly.
How to Use IFSC Code HDFC0009345
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: HDFC0009345 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Hdfc Bank Branches
If you're looking for other Hdfc Bank branches in Guntur, Guntur, Andhra Pradesh or nearby areas, use our Hdfc Bank branch finder. You can search by city, district, or state to find all Hdfc Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | HDFC0009345 |
| Bank Name: | Hdfc Bank |
| Branch Name: | Itc Road |
| Address: | G 3 AKHIL ARCADE NEAR ITC GATE OPP ANDHRA BANK ZONAL OFFICE GUNTUR ANDHRA PRADESH 522004 |
| City: | Guntur |
| District: | Guntur |
| State: | Andhra Pradesh |
| Pincode: | 522004 |
Payment Services Available
Hdfc Bank Itc Road Branch IFSC Code HDFC0009345 — Complete Banking Guide for Guntur, Andhra Pradesh
IFSC code HDFC0009345 belongs to the Itc Road branch of Hdfc Bank in Guntur, Guntur district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC HDFC0009345 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Hdfc Bank, Itc Road Branch
The Itc Road branch of Hdfc Bank in Guntur, Andhra Pradesh serves retail and corporate customers in Guntur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC HDFC0009345 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC HDFC0009345
Four primary digital payment rails use IFSC HDFC0009345 for transfers to Hdfc Bank, Itc Road: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC HDFC0009345 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Itc Road branch of Hdfc Bank in Guntur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC HDFC0009345 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC HDFC0009345 Before Transferring
Before initiating any high-value transfer to IFSC HDFC0009345, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Hdfc Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Hdfc Bank Itc Road, Guntur IFSC
What is the IFSC of Hdfc Bank Itc Road in Guntur?
The IFSC of Hdfc Bank, Itc Road branch in Guntur, Andhra Pradesh is HDFC0009345. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC HDFC0009345?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC HDFC0009345 to route funds to Hdfc Bank, Itc Road, Guntur.
Who assigns IFSC codes like HDFC0009345?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Hdfc Bank applied for the IFSC for its Itc Road branch in Guntur, and RBI issued HDFC0009345 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC HDFC0009345 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC HDFC0009345 at Hdfc Bank, Itc Road, Guntur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC HDFC0009345.
About IFSC Code HDFC0009345
IFSC Code HDFC0009345 belongs to Hdfc Bank branch Itc Road located in Guntur, Guntur, Andhra Pradesh.
Branch Information
- IFSC Code: HDFC0009345
- Bank: Hdfc Bank
- Branch: Itc Road
- Address: G 3 AKHIL ARCADE NEAR ITC GATE OPP ANDHRA BANK ZONAL OFFICE GUNTUR ANDHRA PRADESH 522004
- City: Guntur
- District: Guntur
- State: Andhra Pradesh
- Pincode: 522004
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available