IFSC Code HDFC0CMUKTA - Hdfc Bank Muktai Urban Co-op Bank Ltd
CHANDORI TAL NIPHAD DIST NASIK
Quick Info
IFSC: HDFC0CMUKTA
District: NASIK
Status: Active
About Hdfc Bank Muktai Urban Co-op Bank Ltd
IFSC Code HDFC0CMUKTA belongs to Hdfc Bank Muktai Urban Co-op Bank Ltd branch located in Niphad, Nasik, Maharashtra. This branch serves customers in Niphad, Nasik, Maharashtra and surrounding areas.
Understanding IFSC Code HDFC0CMUKTA
The IFSC (Indian Financial System Code) HDFC0CMUKTA is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (HDFC): Bank code identifying Hdfc Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (CMUKTA): Unique branch identifier for Muktai Urban Co-op Bank Ltd
Electronic Fund Transfer Services
IFSC Code HDFC0CMUKTA is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Hdfc Bank Muktai Urban Co-op Bank Ltd branch is located at CHANDORI TAL NIPHAD DIST NASIK in Niphad, Nasik, Maharashtra. This location serves customers in Niphad, Nasik, Maharashtra and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code HDFC0CMUKTA to ensure the transaction is routed correctly.
How to Use IFSC Code HDFC0CMUKTA
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: HDFC0CMUKTA (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Hdfc Bank Branches
If you're looking for other Hdfc Bank branches in Niphad, Nasik, Maharashtra or nearby areas, use our Hdfc Bank branch finder. You can search by city, district, or state to find all Hdfc Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | HDFC0CMUKTA |
| Bank Name: | Hdfc Bank |
| Branch Name: | Muktai Urban Co-op Bank Ltd |
| Address: | CHANDORI TAL NIPHAD DIST NASIK |
| City: | Niphad |
| District: | Nasik |
| State: | Maharashtra |
Payment Services Available
Hdfc Bank Muktai Urban Co-op Bank Ltd Branch IFSC Code HDFC0CMUKTA — Complete Banking Guide for Niphad, Maharashtra
IFSC code HDFC0CMUKTA belongs to the Muktai Urban Co-op Bank Ltd branch of Hdfc Bank in Niphad, Nasik district, Maharashtra. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC HDFC0CMUKTA to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Hdfc Bank, Muktai Urban Co-op Bank Ltd Branch
The Muktai Urban Co-op Bank Ltd branch of Hdfc Bank in Niphad, Maharashtra serves retail and corporate customers in Nasik district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC HDFC0CMUKTA is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC HDFC0CMUKTA
Four primary digital payment rails use IFSC HDFC0CMUKTA for transfers to Hdfc Bank, Muktai Urban Co-op Bank Ltd: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC HDFC0CMUKTA against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Muktai Urban Co-op Bank Ltd branch of Hdfc Bank in Niphad carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC HDFC0CMUKTA exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC HDFC0CMUKTA Before Transferring
Before initiating any high-value transfer to IFSC HDFC0CMUKTA, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Hdfc Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Hdfc Bank Muktai Urban Co-op Bank Ltd, Niphad IFSC
What is the IFSC of Hdfc Bank Muktai Urban Co-op Bank Ltd in Niphad?
The IFSC of Hdfc Bank, Muktai Urban Co-op Bank Ltd branch in Niphad, Maharashtra is HDFC0CMUKTA. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC HDFC0CMUKTA?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC HDFC0CMUKTA to route funds to Hdfc Bank, Muktai Urban Co-op Bank Ltd, Niphad.
Who assigns IFSC codes like HDFC0CMUKTA?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Hdfc Bank applied for the IFSC for its Muktai Urban Co-op Bank Ltd branch in Niphad, and RBI issued HDFC0CMUKTA as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC HDFC0CMUKTA for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC HDFC0CMUKTA at Hdfc Bank, Muktai Urban Co-op Bank Ltd, Niphad. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC HDFC0CMUKTA.
About IFSC Code HDFC0CMUKTA
IFSC Code HDFC0CMUKTA belongs to Hdfc Bank branch Muktai Urban Co-op Bank Ltd located in Niphad, Nasik, Maharashtra.
Branch Information
- IFSC Code: HDFC0CMUKTA
- Bank: Hdfc Bank
- Branch: Muktai Urban Co-op Bank Ltd
- Address: CHANDORI TAL NIPHAD DIST NASIK
- City: Niphad
- District: Nasik
- State: Maharashtra
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available