IFSC Code HDFC0CSSMSB - Hdfc Bank Ssms Urbancoop Bank Ltd Athani
1212 BUDHWAR PETH ATHANI 591304
Quick Info
IFSC: HDFC0CSSMSB
Pincode: 591304
District: Belgaum
Status: Active
About Hdfc Bank Ssms Urbancoop Bank Ltd Athani
IFSC Code HDFC0CSSMSB belongs to Hdfc Bank Ssms Urbancoop Bank Ltd Athani branch located in Athani, Belgaum, Karnataka. This branch serves customers in Athani, Belgaum, Karnataka and surrounding areas.
Understanding IFSC Code HDFC0CSSMSB
The IFSC (Indian Financial System Code) HDFC0CSSMSB is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (HDFC): Bank code identifying Hdfc Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (CSSMSB): Unique branch identifier for Ssms Urbancoop Bank Ltd Athani
Electronic Fund Transfer Services
IFSC Code HDFC0CSSMSB is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Hdfc Bank Ssms Urbancoop Bank Ltd Athani branch is located at 1212 BUDHWAR PETH ATHANI 591304 (Pincode: 591304) in Athani, Belgaum, Karnataka. This location serves customers in Athani, Belgaum, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code HDFC0CSSMSB to ensure the transaction is routed correctly.
How to Use IFSC Code HDFC0CSSMSB
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: HDFC0CSSMSB (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Hdfc Bank Branches
If you're looking for other Hdfc Bank branches in Athani, Belgaum, Karnataka or nearby areas, use our Hdfc Bank branch finder. You can search by city, district, or state to find all Hdfc Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | HDFC0CSSMSB |
| Bank Name: | Hdfc Bank |
| Branch Name: | Ssms Urbancoop Bank Ltd Athani |
| Address: | 1212 BUDHWAR PETH ATHANI 591304 |
| City: | Athani |
| District: | Belgaum |
| State: | Karnataka |
| Pincode: | 591304 |
Payment Services Available
Hdfc Bank Ssms Urbancoop Bank Ltd Athani Branch IFSC Code HDFC0CSSMSB — Complete Banking Guide for Athani, Karnataka
IFSC code HDFC0CSSMSB belongs to the Ssms Urbancoop Bank Ltd Athani branch of Hdfc Bank in Athani, Belgaum district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC HDFC0CSSMSB to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Hdfc Bank, Ssms Urbancoop Bank Ltd Athani Branch
The Ssms Urbancoop Bank Ltd Athani branch of Hdfc Bank in Athani, Karnataka serves retail and corporate customers in Belgaum district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC HDFC0CSSMSB is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC HDFC0CSSMSB
Four primary digital payment rails use IFSC HDFC0CSSMSB for transfers to Hdfc Bank, Ssms Urbancoop Bank Ltd Athani: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC HDFC0CSSMSB against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Ssms Urbancoop Bank Ltd Athani branch of Hdfc Bank in Athani carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC HDFC0CSSMSB exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC HDFC0CSSMSB Before Transferring
Before initiating any high-value transfer to IFSC HDFC0CSSMSB, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Hdfc Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Hdfc Bank Ssms Urbancoop Bank Ltd Athani, Athani IFSC
What is the IFSC of Hdfc Bank Ssms Urbancoop Bank Ltd Athani in Athani?
The IFSC of Hdfc Bank, Ssms Urbancoop Bank Ltd Athani branch in Athani, Karnataka is HDFC0CSSMSB. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC HDFC0CSSMSB?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC HDFC0CSSMSB to route funds to Hdfc Bank, Ssms Urbancoop Bank Ltd Athani, Athani.
Who assigns IFSC codes like HDFC0CSSMSB?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Hdfc Bank applied for the IFSC for its Ssms Urbancoop Bank Ltd Athani branch in Athani, and RBI issued HDFC0CSSMSB as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC HDFC0CSSMSB for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC HDFC0CSSMSB at Hdfc Bank, Ssms Urbancoop Bank Ltd Athani, Athani. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC HDFC0CSSMSB.
About IFSC Code HDFC0CSSMSB
IFSC Code HDFC0CSSMSB belongs to Hdfc Bank branch Ssms Urbancoop Bank Ltd Athani located in Athani, Belgaum, Karnataka.
Branch Information
- IFSC Code: HDFC0CSSMSB
- Bank: Hdfc Bank
- Branch: Ssms Urbancoop Bank Ltd Athani
- Address: 1212 BUDHWAR PETH ATHANI 591304
- City: Athani
- District: Belgaum
- State: Karnataka
- Pincode: 591304
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available