IFSC Code HPSC0000101 - Himachal Pradesh State Cooperative Bank Ltd Barmana
BARMANA TEHSIL SADAR PIN 174013
Quick Info
IFSC: HPSC0000101
Pincode: 174013
District: Bilaspur (Hp)
Status: Active
About Himachal Pradesh State Cooperative Bank Ltd Barmana
IFSC Code HPSC0000101 belongs to Himachal Pradesh State Cooperative Bank Ltd Barmana branch located in Barmana, Bilaspur (hp), Himachal Pradesh. This branch serves customers in Barmana, Bilaspur (hp), Himachal Pradesh and surrounding areas.
Understanding IFSC Code HPSC0000101
The IFSC (Indian Financial System Code) HPSC0000101 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (HPSC): Bank code identifying Himachal Pradesh State Cooperative Bank Ltd
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (000101): Unique branch identifier for Barmana
Electronic Fund Transfer Services
IFSC Code HPSC0000101 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Himachal Pradesh State Cooperative Bank Ltd Barmana branch is located at BARMANA TEHSIL SADAR PIN 174013 (Pincode: 174013) in Barmana, Bilaspur (hp), Himachal Pradesh. This location serves customers in Barmana, Bilaspur (hp), Himachal Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code HPSC0000101 to ensure the transaction is routed correctly.
How to Use IFSC Code HPSC0000101
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: HPSC0000101 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Himachal Pradesh State Cooperative Bank Ltd Branches
If you're looking for other Himachal Pradesh State Cooperative Bank Ltd branches in Barmana, Bilaspur (hp), Himachal Pradesh or nearby areas, use our Himachal Pradesh State Cooperative Bank Ltd branch finder. You can search by city, district, or state to find all Himachal Pradesh State Cooperative Bank Ltd branches with their respective IFSC codes.
Branch Details
| IFSC Code: | HPSC0000101 |
| Bank Name: | Himachal Pradesh State Cooperative Bank Ltd |
| Branch Name: | Barmana |
| Address: | BARMANA TEHSIL SADAR PIN 174013 |
| City: | Barmana |
| District: | Bilaspur (hp) |
| State: | Himachal Pradesh |
| Pincode: | 174013 |
Payment Services Available
Himachal Pradesh State Cooperative Bank Ltd Barmana Branch IFSC Code HPSC0000101 — Complete Banking Guide for Barmana, Himachal Pradesh
IFSC code HPSC0000101 belongs to the Barmana branch of Himachal Pradesh State Cooperative Bank Ltd in Barmana, Bilaspur (hp) district, Himachal Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC HPSC0000101 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Himachal Pradesh State Cooperative Bank Ltd, Barmana Branch
The Barmana branch of Himachal Pradesh State Cooperative Bank Ltd in Barmana, Himachal Pradesh serves retail and corporate customers in Bilaspur (hp) district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC HPSC0000101 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC HPSC0000101
Four primary digital payment rails use IFSC HPSC0000101 for transfers to Himachal Pradesh State Cooperative Bank Ltd, Barmana: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC HPSC0000101 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Barmana branch of Himachal Pradesh State Cooperative Bank Ltd in Barmana carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC HPSC0000101 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC HPSC0000101 Before Transferring
Before initiating any high-value transfer to IFSC HPSC0000101, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Himachal Pradesh State Cooperative Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Himachal Pradesh State Cooperative Bank Ltd Barmana, Barmana IFSC
What is the IFSC of Himachal Pradesh State Cooperative Bank Ltd Barmana in Barmana?
The IFSC of Himachal Pradesh State Cooperative Bank Ltd, Barmana branch in Barmana, Himachal Pradesh is HPSC0000101. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC HPSC0000101?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC HPSC0000101 to route funds to Himachal Pradesh State Cooperative Bank Ltd, Barmana, Barmana.
Who assigns IFSC codes like HPSC0000101?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Himachal Pradesh State Cooperative Bank Ltd applied for the IFSC for its Barmana branch in Barmana, and RBI issued HPSC0000101 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC HPSC0000101 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC HPSC0000101 at Himachal Pradesh State Cooperative Bank Ltd, Barmana, Barmana. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC HPSC0000101.
About IFSC Code HPSC0000101
IFSC Code HPSC0000101 belongs to Himachal Pradesh State Cooperative Bank Ltd branch Barmana located in Barmana, Bilaspur (hp), Himachal Pradesh.
Branch Information
- IFSC Code: HPSC0000101
- Bank: Himachal Pradesh State Cooperative Bank Ltd
- Branch: Barmana
- Address: BARMANA TEHSIL SADAR PIN 174013
- City: Barmana
- District: Bilaspur (hp)
- State: Himachal Pradesh
- Pincode: 174013
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available