IFSC Code HSBC0226002 - Hsbc Bank Lucknow
GROUND FLOOR UNIT 1 2 3 LEVANA CYBER TOWER BUILDING VIBHUTI KHAND GOMTI NAGAR LUCKNOW 226010
Quick Info
IFSC: HSBC0226002
Pincode: 226010
District: Lucknow
Status: Active
About Hsbc Bank Lucknow
IFSC Code HSBC0226002 belongs to Hsbc Bank Lucknow branch located in Lucknow, Lucknow, Uttar Pradesh. This branch serves customers in Lucknow, Lucknow, Uttar Pradesh and surrounding areas.
Understanding IFSC Code HSBC0226002
The IFSC (Indian Financial System Code) HSBC0226002 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (HSBC): Bank code identifying Hsbc Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (226002): Unique branch identifier for Lucknow
Electronic Fund Transfer Services
IFSC Code HSBC0226002 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Hsbc Bank Lucknow branch is located at GROUND FLOOR UNIT 1 2 3 LEVANA CYBER TOWER BUILDING VIBHUTI KHAND GOMTI NAGAR LUCKNOW 226010 (Pincode: 226010) in Lucknow, Lucknow, Uttar Pradesh. This location serves customers in Lucknow, Lucknow, Uttar Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code HSBC0226002 to ensure the transaction is routed correctly.
How to Use IFSC Code HSBC0226002
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: HSBC0226002 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Hsbc Bank Branches
If you're looking for other Hsbc Bank branches in Lucknow, Lucknow, Uttar Pradesh or nearby areas, use our Hsbc Bank branch finder. You can search by city, district, or state to find all Hsbc Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | HSBC0226002 |
| Bank Name: | Hsbc Bank |
| Branch Name: | Lucknow |
| Address: | GROUND FLOOR UNIT 1 2 3 LEVANA CYBER TOWER BUILDING VIBHUTI KHAND GOMTI NAGAR LUCKNOW 226010 |
| City: | Lucknow |
| District: | Lucknow |
| State: | Uttar Pradesh |
| Pincode: | 226010 |
Payment Services Available
Hsbc Bank Lucknow Branch IFSC Code HSBC0226002 — Complete Banking Guide for Lucknow, Uttar Pradesh
IFSC code HSBC0226002 belongs to the Lucknow branch of Hsbc Bank in Lucknow, Lucknow district, Uttar Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC HSBC0226002 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Hsbc Bank, Lucknow Branch
The Lucknow branch of Hsbc Bank in Lucknow, Uttar Pradesh serves retail and corporate customers in Lucknow district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC HSBC0226002 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC HSBC0226002
Four primary digital payment rails use IFSC HSBC0226002 for transfers to Hsbc Bank, Lucknow: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC HSBC0226002 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Lucknow branch of Hsbc Bank in Lucknow carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC HSBC0226002 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC HSBC0226002 Before Transferring
Before initiating any high-value transfer to IFSC HSBC0226002, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Hsbc Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Hsbc Bank Lucknow, Lucknow IFSC
What is the IFSC of Hsbc Bank Lucknow in Lucknow?
The IFSC of Hsbc Bank, Lucknow branch in Lucknow, Uttar Pradesh is HSBC0226002. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC HSBC0226002?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC HSBC0226002 to route funds to Hsbc Bank, Lucknow, Lucknow.
Who assigns IFSC codes like HSBC0226002?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Hsbc Bank applied for the IFSC for its Lucknow branch in Lucknow, and RBI issued HSBC0226002 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC HSBC0226002 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC HSBC0226002 at Hsbc Bank, Lucknow, Lucknow. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC HSBC0226002.
About IFSC Code HSBC0226002
IFSC Code HSBC0226002 belongs to Hsbc Bank branch Lucknow located in Lucknow, Lucknow, Uttar Pradesh.
Branch Information
- IFSC Code: HSBC0226002
- Bank: Hsbc Bank
- Branch: Lucknow
- Address: GROUND FLOOR UNIT 1 2 3 LEVANA CYBER TOWER BUILDING VIBHUTI KHAND GOMTI NAGAR LUCKNOW 226010
- City: Lucknow
- District: Lucknow
- State: Uttar Pradesh
- Pincode: 226010
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available