IFSC Code IBKL0001003 - Idbi Bank Anakapalle
3 7 9 SBI MAIN BRANCH NEAR NEHRU CHOWK JUNCTION NARASINGA RAO PETA ANAKAPALLE VISAKHAPATNAM 531 001
Quick Info
IFSC: IBKL0001003
Pincode: 531001
District: Visakhapatnam
Status: Active
About Idbi Bank Anakapalle
IFSC Code IBKL0001003 belongs to Idbi Bank Anakapalle branch located in Anakapalle, Visakhapatnam, Andhra Pradesh. This branch serves customers in Anakapalle, Visakhapatnam, Andhra Pradesh and surrounding areas.
Understanding IFSC Code IBKL0001003
The IFSC (Indian Financial System Code) IBKL0001003 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IBKL): Bank code identifying Idbi Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (001003): Unique branch identifier for Anakapalle
Electronic Fund Transfer Services
IFSC Code IBKL0001003 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Idbi Bank Anakapalle branch is located at 3 7 9 SBI MAIN BRANCH NEAR NEHRU CHOWK JUNCTION NARASINGA RAO PETA ANAKAPALLE VISAKHAPATNAM 531 001 (Pincode: 531001) in Anakapalle, Visakhapatnam, Andhra Pradesh. This location serves customers in Anakapalle, Visakhapatnam, Andhra Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IBKL0001003 to ensure the transaction is routed correctly.
How to Use IFSC Code IBKL0001003
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IBKL0001003 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Idbi Bank Branches
If you're looking for other Idbi Bank branches in Anakapalle, Visakhapatnam, Andhra Pradesh or nearby areas, use our Idbi Bank branch finder. You can search by city, district, or state to find all Idbi Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IBKL0001003 |
| Bank Name: | Idbi Bank |
| Branch Name: | Anakapalle |
| Address: | 3 7 9 SBI MAIN BRANCH NEAR NEHRU CHOWK JUNCTION NARASINGA RAO PETA ANAKAPALLE VISAKHAPATNAM 531 001 |
| City: | Anakapalle |
| District: | Visakhapatnam |
| State: | Andhra Pradesh |
| Pincode: | 531001 |
Payment Services Available
Idbi Bank Anakapalle Branch IFSC Code IBKL0001003 — Complete Banking Guide for Anakapalle, Andhra Pradesh
IFSC code IBKL0001003 belongs to the Anakapalle branch of Idbi Bank in Anakapalle, Visakhapatnam district, Andhra Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IBKL0001003 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Idbi Bank, Anakapalle Branch
The Anakapalle branch of Idbi Bank in Anakapalle, Andhra Pradesh serves retail and corporate customers in Visakhapatnam district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IBKL0001003 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IBKL0001003
Four primary digital payment rails use IFSC IBKL0001003 for transfers to Idbi Bank, Anakapalle: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IBKL0001003 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Anakapalle branch of Idbi Bank in Anakapalle carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IBKL0001003 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IBKL0001003 Before Transferring
Before initiating any high-value transfer to IFSC IBKL0001003, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Idbi Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Idbi Bank Anakapalle, Anakapalle IFSC
What is the IFSC of Idbi Bank Anakapalle in Anakapalle?
The IFSC of Idbi Bank, Anakapalle branch in Anakapalle, Andhra Pradesh is IBKL0001003. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IBKL0001003?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IBKL0001003 to route funds to Idbi Bank, Anakapalle, Anakapalle.
Who assigns IFSC codes like IBKL0001003?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Idbi Bank applied for the IFSC for its Anakapalle branch in Anakapalle, and RBI issued IBKL0001003 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IBKL0001003 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IBKL0001003 at Idbi Bank, Anakapalle, Anakapalle. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IBKL0001003.
About IFSC Code IBKL0001003
IFSC Code IBKL0001003 belongs to Idbi Bank branch Anakapalle located in Anakapalle, Visakhapatnam, Andhra Pradesh.
Branch Information
- IFSC Code: IBKL0001003
- Bank: Idbi Bank
- Branch: Anakapalle
- Address: 3 7 9 SBI MAIN BRANCH NEAR NEHRU CHOWK JUNCTION NARASINGA RAO PETA ANAKAPALLE VISAKHAPATNAM 531 001
- City: Anakapalle
- District: Visakhapatnam
- State: Andhra Pradesh
- Pincode: 531001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available