IFSC Code IBKL01078MJ - Idbi Bank Monghyr Jamui Central Co Operative Bank Ltd
FORT AREA MUNGER 811201
Quick Info
IFSC: IBKL01078MJ
Pincode: 811201
District: Munger
Status: Active
About Idbi Bank Monghyr Jamui Central Co Operative Bank Ltd
IFSC Code IBKL01078MJ belongs to Idbi Bank Monghyr Jamui Central Co Operative Bank Ltd branch located in Munger, Munger, Bihar. This branch serves customers in Munger, Munger, Bihar and surrounding areas.
Understanding IFSC Code IBKL01078MJ
The IFSC (Indian Financial System Code) IBKL01078MJ is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IBKL): Bank code identifying Idbi Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (1078MJ): Unique branch identifier for Monghyr Jamui Central Co Operative Bank Ltd
Electronic Fund Transfer Services
IFSC Code IBKL01078MJ is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Idbi Bank Monghyr Jamui Central Co Operative Bank Ltd branch is located at FORT AREA MUNGER 811201 (Pincode: 811201) in Munger, Munger, Bihar. This location serves customers in Munger, Munger, Bihar and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IBKL01078MJ to ensure the transaction is routed correctly.
How to Use IFSC Code IBKL01078MJ
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IBKL01078MJ (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Idbi Bank Branches
If you're looking for other Idbi Bank branches in Munger, Munger, Bihar or nearby areas, use our Idbi Bank branch finder. You can search by city, district, or state to find all Idbi Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IBKL01078MJ |
| Bank Name: | Idbi Bank |
| Branch Name: | Monghyr Jamui Central Co Operative Bank Ltd |
| Address: | FORT AREA MUNGER 811201 |
| City: | Munger |
| District: | Munger |
| State: | Bihar |
| Pincode: | 811201 |
Payment Services Available
Idbi Bank Monghyr Jamui Central Co Operative Bank Ltd Branch IFSC Code IBKL01078MJ — Complete Banking Guide for Munger, Bihar
IFSC code IBKL01078MJ belongs to the Monghyr Jamui Central Co Operative Bank Ltd branch of Idbi Bank in Munger, Munger district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IBKL01078MJ to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Idbi Bank, Monghyr Jamui Central Co Operative Bank Ltd Branch
The Monghyr Jamui Central Co Operative Bank Ltd branch of Idbi Bank in Munger, Bihar serves retail and corporate customers in Munger district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IBKL01078MJ is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IBKL01078MJ
Four primary digital payment rails use IFSC IBKL01078MJ for transfers to Idbi Bank, Monghyr Jamui Central Co Operative Bank Ltd: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IBKL01078MJ against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Monghyr Jamui Central Co Operative Bank Ltd branch of Idbi Bank in Munger carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IBKL01078MJ exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IBKL01078MJ Before Transferring
Before initiating any high-value transfer to IFSC IBKL01078MJ, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Idbi Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Idbi Bank Monghyr Jamui Central Co Operative Bank Ltd, Munger IFSC
What is the IFSC of Idbi Bank Monghyr Jamui Central Co Operative Bank Ltd in Munger?
The IFSC of Idbi Bank, Monghyr Jamui Central Co Operative Bank Ltd branch in Munger, Bihar is IBKL01078MJ. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IBKL01078MJ?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IBKL01078MJ to route funds to Idbi Bank, Monghyr Jamui Central Co Operative Bank Ltd, Munger.
Who assigns IFSC codes like IBKL01078MJ?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Idbi Bank applied for the IFSC for its Monghyr Jamui Central Co Operative Bank Ltd branch in Munger, and RBI issued IBKL01078MJ as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IBKL01078MJ for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IBKL01078MJ at Idbi Bank, Monghyr Jamui Central Co Operative Bank Ltd, Munger. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IBKL01078MJ.
About IFSC Code IBKL01078MJ
IFSC Code IBKL01078MJ belongs to Idbi Bank branch Monghyr Jamui Central Co Operative Bank Ltd located in Munger, Munger, Bihar.
Branch Information
- IFSC Code: IBKL01078MJ
- Bank: Idbi Bank
- Branch: Monghyr Jamui Central Co Operative Bank Ltd
- Address: FORT AREA MUNGER 811201
- City: Munger
- District: Munger
- State: Bihar
- Pincode: 811201
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available