IFSC Code IBKL01192AC - Idbi Bank Aurangabad Dist Central Coop Bank

Idbi Bank Aurangabad Dist Central Coop Bank Branch IFSC Code IBKL01192AC — Complete Banking Guide for Aurangabad, Bihar

IFSC code IBKL01192AC belongs to the Aurangabad Dist Central Coop Bank branch of Idbi Bank in Aurangabad, Aurangabad(bh) district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IBKL01192AC to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Idbi Bank, Aurangabad Dist Central Coop Bank Branch

The Aurangabad Dist Central Coop Bank branch of Idbi Bank in Aurangabad, Bihar serves retail and corporate customers in Aurangabad(bh) district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IBKL01192AC is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC IBKL01192AC

Four primary digital payment rails use IFSC IBKL01192AC for transfers to Idbi Bank, Aurangabad Dist Central Coop Bank: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IBKL01192AC against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Aurangabad Dist Central Coop Bank branch of Idbi Bank in Aurangabad carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IBKL01192AC exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC IBKL01192AC Before Transferring

Before initiating any high-value transfer to IFSC IBKL01192AC, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Idbi Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.