Overview of IFSC Code ICIC0000785: The IFSC code ICIC0000785 uniquely identifies the Icici Bank Limited branch located at Fazilka Punjab in the Fazilka district of Punjab. This 11-digit alphanumeric code is mandatory for routing electronic fund transfers like NEFT, RTGS, and IMPS to the correct bank account.

IFSC Code ICIC0000785 - Icici Bank Limited Fazilka Punjab

ICIC0000785 Icici Bank Limited Fazilka Fazilka Punjab

ICICI BANK LTD. 2388 DABRA STREET BANK ROAD FAZILKA DISTT. FEROZPUR PUNJAB.152123

View all Icici Bank Limited branches
Quick Info

IFSC: ICIC0000785

Pincode: 152123

District: Fazilka

Status: Active

About Icici Bank Limited Fazilka Punjab

IFSC Code ICIC0000785 belongs to Icici Bank Limited Fazilka Punjab branch located in Fazilka, Fazilka, Punjab. This branch serves customers in Fazilka, Fazilka, Punjab and surrounding areas.

Understanding IFSC Code ICIC0000785

The IFSC (Indian Financial System Code) ICIC0000785 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:

  • First 4 characters (ICIC): Bank code identifying Icici Bank Limited
  • 5th character (0): Reserved for future use (always 0)
  • Last 6 characters (000785): Unique branch identifier for Fazilka Punjab
Electronic Fund Transfer Services

IFSC Code ICIC0000785 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:

NEFT (National Electronic Funds Transfer)

Batch processing system for fund transfers. Available Yes at this branch.

Processing: Multiple batches daily, typically settles within 2 hours during banking hours.

RTGS (Real Time Gross Settlement)

Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.

Processing: Real-time settlement, typically within minutes during RTGS hours.

IMPS (Immediate Payment Service)

24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.

Processing: Instant transfer, available 24/7 including holidays.

UPI (Unified Payments Interface)

Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.

Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.

Branch Location and Accessibility

The Icici Bank Limited Fazilka Punjab branch is located at ICICI BANK LTD. 2388 DABRA STREET BANK ROAD FAZILKA DISTT. FEROZPUR PUNJAB.152123 (Pincode: 152123) in Fazilka, Fazilka, Punjab. This location serves customers in Fazilka, Fazilka, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ICIC0000785 to ensure the transaction is routed correctly.

How to Use IFSC Code ICIC0000785

When making online fund transfers to an account at this branch, you will need:

  1. IFSC Code: ICIC0000785 (for NEFT, RTGS, IMPS)
  2. Account Number: The recipient's account number
  3. Account Holder Name: As registered with the bank
Important: Always verify the IFSC code before initiating any fund transfer. Incorrect IFSC codes can result in failed transactions or funds being sent to the wrong branch. This IFSC code information is verified from official Reserve Bank of India (RBI) records and is updated regularly to ensure accuracy.
Finding Other Icici Bank Limited Branches

If you're looking for other Icici Bank Limited branches in Fazilka, Fazilka, Punjab or nearby areas, use our Icici Bank Limited branch finder. You can search by city, district, or state to find all Icici Bank Limited branches with their respective IFSC codes.

Branch Details
IFSC Code: ICIC0000785
Bank Name: Icici Bank Limited
Branch Name: Fazilka Punjab
Address: ICICI BANK LTD. 2388 DABRA STREET BANK ROAD FAZILKA DISTT. FEROZPUR PUNJAB.152123
City: Fazilka
District: Fazilka
State: Punjab
Pincode: 152123
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
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Icici Bank Limited Fazilka Punjab Branch IFSC Code ICIC0000785 — Complete Banking Guide for Fazilka, Punjab

IFSC code ICIC0000785 belongs to the Fazilka Punjab branch of Icici Bank Limited in Fazilka, Fazilka district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ICIC0000785 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Icici Bank Limited, Fazilka Punjab Branch

The Fazilka Punjab branch of Icici Bank Limited in Fazilka, Punjab serves retail and corporate customers in Fazilka district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ICIC0000785 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC ICIC0000785

Four primary digital payment rails use IFSC ICIC0000785 for transfers to Icici Bank Limited, Fazilka Punjab: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ICIC0000785 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Fazilka Punjab branch of Icici Bank Limited in Fazilka carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ICIC0000785 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC ICIC0000785 Before Transferring

Before initiating any high-value transfer to IFSC ICIC0000785, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Icici Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.

FAQs — Icici Bank Limited Fazilka Punjab, Fazilka IFSC

What is the IFSC of Icici Bank Limited Fazilka Punjab in Fazilka?

The IFSC of Icici Bank Limited, Fazilka Punjab branch in Fazilka, Punjab is ICIC0000785. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.

What is the minimum amount for NEFT to IFSC ICIC0000785?

There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ICIC0000785 to route funds to Icici Bank Limited, Fazilka Punjab, Fazilka.

Who assigns IFSC codes like ICIC0000785?

The Reserve Bank of India (RBI) assigns all IFSC codes in India. Icici Bank Limited applied for the IFSC for its Fazilka Punjab branch in Fazilka, and RBI issued ICIC0000785 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.

Can I use IFSC ICIC0000785 for UPI payments?

UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ICIC0000785 at Icici Bank Limited, Fazilka Punjab, Fazilka. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ICIC0000785.

About IFSC Code ICIC0000785

IFSC Code ICIC0000785 belongs to Icici Bank Limited branch Fazilka Punjab located in Fazilka, Fazilka, Punjab.

Branch Information

  • IFSC Code: ICIC0000785
  • Bank: Icici Bank Limited
  • Branch: Fazilka Punjab
  • Address: ICICI BANK LTD. 2388 DABRA STREET BANK ROAD FAZILKA DISTT. FEROZPUR PUNJAB.152123
  • City: Fazilka
  • District: Fazilka
  • State: Punjab
  • Pincode: 152123

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., Icici Bank Limited) and branch name, and we will display the complete IFSC code details.