IFSC Code ICIC0003282 - Icici Bank Limited Balod
ICICI BANK LTD. INDRA CHOWK RAJNANDGOAN ROAD BALOD CHHATTISGARH.491226
Quick Info
IFSC: ICIC0003282
Pincode: 491226
District: Durg
Status: Active
About Icici Bank Limited Balod
IFSC Code ICIC0003282 belongs to Icici Bank Limited Balod branch located in Balod, Durg, Chhattisgarh. This branch serves customers in Balod, Durg, Chhattisgarh and surrounding areas.
Understanding IFSC Code ICIC0003282
The IFSC (Indian Financial System Code) ICIC0003282 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (ICIC): Bank code identifying Icici Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (003282): Unique branch identifier for Balod
Electronic Fund Transfer Services
IFSC Code ICIC0003282 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Icici Bank Limited Balod branch is located at ICICI BANK LTD. INDRA CHOWK RAJNANDGOAN ROAD BALOD CHHATTISGARH.491226 (Pincode: 491226) in Balod, Durg, Chhattisgarh. This location serves customers in Balod, Durg, Chhattisgarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ICIC0003282 to ensure the transaction is routed correctly.
How to Use IFSC Code ICIC0003282
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: ICIC0003282 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Icici Bank Limited Branches
If you're looking for other Icici Bank Limited branches in Balod, Durg, Chhattisgarh or nearby areas, use our Icici Bank Limited branch finder. You can search by city, district, or state to find all Icici Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | ICIC0003282 |
| Bank Name: | Icici Bank Limited |
| Branch Name: | Balod |
| Address: | ICICI BANK LTD. INDRA CHOWK RAJNANDGOAN ROAD BALOD CHHATTISGARH.491226 |
| City: | Balod |
| District: | Durg |
| State: | Chhattisgarh |
| Pincode: | 491226 |
Payment Services Available
Icici Bank Limited Balod Branch IFSC Code ICIC0003282 — Complete Banking Guide for Balod, Chhattisgarh
IFSC code ICIC0003282 belongs to the Balod branch of Icici Bank Limited in Balod, Durg district, Chhattisgarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ICIC0003282 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Icici Bank Limited, Balod Branch
The Balod branch of Icici Bank Limited in Balod, Chhattisgarh serves retail and corporate customers in Durg district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ICIC0003282 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC ICIC0003282
Four primary digital payment rails use IFSC ICIC0003282 for transfers to Icici Bank Limited, Balod: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ICIC0003282 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Balod branch of Icici Bank Limited in Balod carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ICIC0003282 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC ICIC0003282 Before Transferring
Before initiating any high-value transfer to IFSC ICIC0003282, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Icici Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Icici Bank Limited Balod, Balod IFSC
What is the IFSC of Icici Bank Limited Balod in Balod?
The IFSC of Icici Bank Limited, Balod branch in Balod, Chhattisgarh is ICIC0003282. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC ICIC0003282?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ICIC0003282 to route funds to Icici Bank Limited, Balod, Balod.
Who assigns IFSC codes like ICIC0003282?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Icici Bank Limited applied for the IFSC for its Balod branch in Balod, and RBI issued ICIC0003282 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC ICIC0003282 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ICIC0003282 at Icici Bank Limited, Balod, Balod. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ICIC0003282.
About IFSC Code ICIC0003282
IFSC Code ICIC0003282 belongs to Icici Bank Limited branch Balod located in Balod, Durg, Chhattisgarh.
Branch Information
- IFSC Code: ICIC0003282
- Bank: Icici Bank Limited
- Branch: Balod
- Address: ICICI BANK LTD. INDRA CHOWK RAJNANDGOAN ROAD BALOD CHHATTISGARH.491226
- City: Balod
- District: Durg
- State: Chhattisgarh
- Pincode: 491226
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available