IFSC Code ICIC0004855 - Icici Bank Limited Bagalkot - Vidyagiri
ICICI BANK LTD OPP BVVS LADIES HOSTEL VIDYAGIRI BAGALKOTE 587102 KARNATAKA
Quick Info
IFSC: ICIC0004855
District: BAGALKOTE
Status: Active
About Icici Bank Limited Bagalkot - Vidyagiri
IFSC Code ICIC0004855 belongs to Icici Bank Limited Bagalkot - Vidyagiri branch located in Bagalkot, Bagalkote, Karnataka. This branch serves customers in Bagalkot, Bagalkote, Karnataka and surrounding areas.
Understanding IFSC Code ICIC0004855
The IFSC (Indian Financial System Code) ICIC0004855 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (ICIC): Bank code identifying Icici Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (004855): Unique branch identifier for Bagalkot - Vidyagiri
Electronic Fund Transfer Services
IFSC Code ICIC0004855 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Icici Bank Limited Bagalkot - Vidyagiri branch is located at ICICI BANK LTD OPP BVVS LADIES HOSTEL VIDYAGIRI BAGALKOTE 587102 KARNATAKA in Bagalkot, Bagalkote, Karnataka. This location serves customers in Bagalkot, Bagalkote, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ICIC0004855 to ensure the transaction is routed correctly.
How to Use IFSC Code ICIC0004855
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: ICIC0004855 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Icici Bank Limited Branches
If you're looking for other Icici Bank Limited branches in Bagalkot, Bagalkote, Karnataka or nearby areas, use our Icici Bank Limited branch finder. You can search by city, district, or state to find all Icici Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | ICIC0004855 |
| Bank Name: | Icici Bank Limited |
| Branch Name: | Bagalkot - Vidyagiri |
| Address: | ICICI BANK LTD OPP BVVS LADIES HOSTEL VIDYAGIRI BAGALKOTE 587102 KARNATAKA |
| City: | Bagalkot |
| District: | Bagalkote |
| State: | Karnataka |
Payment Services Available
Icici Bank Limited Bagalkot - Vidyagiri Branch IFSC Code ICIC0004855 — Complete Banking Guide for Bagalkot, Karnataka
IFSC code ICIC0004855 belongs to the Bagalkot - Vidyagiri branch of Icici Bank Limited in Bagalkot, Bagalkote district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ICIC0004855 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Icici Bank Limited, Bagalkot - Vidyagiri Branch
The Bagalkot - Vidyagiri branch of Icici Bank Limited in Bagalkot, Karnataka serves retail and corporate customers in Bagalkote district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ICIC0004855 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC ICIC0004855
Four primary digital payment rails use IFSC ICIC0004855 for transfers to Icici Bank Limited, Bagalkot - Vidyagiri: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ICIC0004855 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Bagalkot - Vidyagiri branch of Icici Bank Limited in Bagalkot carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ICIC0004855 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC ICIC0004855 Before Transferring
Before initiating any high-value transfer to IFSC ICIC0004855, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Icici Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Icici Bank Limited Bagalkot - Vidyagiri, Bagalkot IFSC
What is the IFSC of Icici Bank Limited Bagalkot - Vidyagiri in Bagalkot?
The IFSC of Icici Bank Limited, Bagalkot - Vidyagiri branch in Bagalkot, Karnataka is ICIC0004855. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC ICIC0004855?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ICIC0004855 to route funds to Icici Bank Limited, Bagalkot - Vidyagiri, Bagalkot.
Who assigns IFSC codes like ICIC0004855?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Icici Bank Limited applied for the IFSC for its Bagalkot - Vidyagiri branch in Bagalkot, and RBI issued ICIC0004855 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC ICIC0004855 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ICIC0004855 at Icici Bank Limited, Bagalkot - Vidyagiri, Bagalkot. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ICIC0004855.
About IFSC Code ICIC0004855
IFSC Code ICIC0004855 belongs to Icici Bank Limited branch Bagalkot - Vidyagiri located in Bagalkot, Bagalkote, Karnataka.
Branch Information
- IFSC Code: ICIC0004855
- Bank: Icici Bank Limited
- Branch: Bagalkot - Vidyagiri
- Address: ICICI BANK LTD OPP BVVS LADIES HOSTEL VIDYAGIRI BAGALKOTE 587102 KARNATAKA
- City: Bagalkot
- District: Bagalkote
- State: Karnataka
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available