Overview of IFSC Code ICIC0005449: The IFSC code ICIC0005449 uniquely identifies the Icici Bank Limited branch located at Ambikapur Kharsiya Road in the Surguja district of Chhattisgarh. This 11-digit alphanumeric code is mandatory for routing electronic fund transfers like NEFT, RTGS, and IMPS to the correct bank account.

IFSC Code ICIC0005449 - Icici Bank Limited Ambikapur Kharsiya Road

ICIC0005449 Icici Bank Limited Ambikapur Surguja Chhattisgarh

ICICI BANK LTD BASANT MULTIPLEX KHARSIYA ROAD AMBIKAPUR CHHATTISGARH 497001

View all Icici Bank Limited branches
Quick Info

IFSC: ICIC0005449

Pincode: 497001

District: Surguja

Status: Active

About Icici Bank Limited Ambikapur Kharsiya Road

IFSC Code ICIC0005449 belongs to Icici Bank Limited Ambikapur Kharsiya Road branch located in Ambikapur, Surguja, Chhattisgarh. This branch serves customers in Ambikapur, Surguja, Chhattisgarh and surrounding areas.

Understanding IFSC Code ICIC0005449

The IFSC (Indian Financial System Code) ICIC0005449 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:

  • First 4 characters (ICIC): Bank code identifying Icici Bank Limited
  • 5th character (0): Reserved for future use (always 0)
  • Last 6 characters (005449): Unique branch identifier for Ambikapur Kharsiya Road
Electronic Fund Transfer Services

IFSC Code ICIC0005449 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:

NEFT (National Electronic Funds Transfer)

Batch processing system for fund transfers. Available Yes at this branch.

Processing: Multiple batches daily, typically settles within 2 hours during banking hours.

RTGS (Real Time Gross Settlement)

Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.

Processing: Real-time settlement, typically within minutes during RTGS hours.

IMPS (Immediate Payment Service)

24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.

Processing: Instant transfer, available 24/7 including holidays.

UPI (Unified Payments Interface)

Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.

Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.

Branch Location and Accessibility

The Icici Bank Limited Ambikapur Kharsiya Road branch is located at ICICI BANK LTD BASANT MULTIPLEX KHARSIYA ROAD AMBIKAPUR CHHATTISGARH 497001 (Pincode: 497001) in Ambikapur, Surguja, Chhattisgarh. This location serves customers in Ambikapur, Surguja, Chhattisgarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ICIC0005449 to ensure the transaction is routed correctly.

How to Use IFSC Code ICIC0005449

When making online fund transfers to an account at this branch, you will need:

  1. IFSC Code: ICIC0005449 (for NEFT, RTGS, IMPS)
  2. Account Number: The recipient's account number
  3. Account Holder Name: As registered with the bank
Important: Always verify the IFSC code before initiating any fund transfer. Incorrect IFSC codes can result in failed transactions or funds being sent to the wrong branch. This IFSC code information is verified from official Reserve Bank of India (RBI) records and is updated regularly to ensure accuracy.
Finding Other Icici Bank Limited Branches

If you're looking for other Icici Bank Limited branches in Ambikapur, Surguja, Chhattisgarh or nearby areas, use our Icici Bank Limited branch finder. You can search by city, district, or state to find all Icici Bank Limited branches with their respective IFSC codes.

Branch Details
IFSC Code: ICIC0005449
Bank Name: Icici Bank Limited
Branch Name: Ambikapur Kharsiya Road
Address: ICICI BANK LTD BASANT MULTIPLEX KHARSIYA ROAD AMBIKAPUR CHHATTISGARH 497001
City: Ambikapur
District: Surguja
State: Chhattisgarh
Pincode: 497001
Payment Services Available
NEFT
Available
RTGS
Available
IMPS
Available
UPI
Available
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Icici Bank Limited Ambikapur Kharsiya Road Branch IFSC Code ICIC0005449 — Complete Banking Guide for Ambikapur, Chhattisgarh

IFSC code ICIC0005449 belongs to the Ambikapur Kharsiya Road branch of Icici Bank Limited in Ambikapur, Surguja district, Chhattisgarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ICIC0005449 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.

About Icici Bank Limited, Ambikapur Kharsiya Road Branch

The Ambikapur Kharsiya Road branch of Icici Bank Limited in Ambikapur, Chhattisgarh serves retail and corporate customers in Surguja district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ICIC0005449 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.

Payment Methods Using IFSC ICIC0005449

Four primary digital payment rails use IFSC ICIC0005449 for transfers to Icici Bank Limited, Ambikapur Kharsiya Road: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ICIC0005449 against the RBI IFSC master list before processing the payment.

MICR Code and Branch Details

In addition to the IFSC, the Ambikapur Kharsiya Road branch of Icici Bank Limited in Ambikapur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ICIC0005449 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.

How to Verify IFSC ICIC0005449 Before Transferring

Before initiating any high-value transfer to IFSC ICIC0005449, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Icici Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.

FAQs — Icici Bank Limited Ambikapur Kharsiya Road, Ambikapur IFSC

What is the IFSC of Icici Bank Limited Ambikapur Kharsiya Road in Ambikapur?

The IFSC of Icici Bank Limited, Ambikapur Kharsiya Road branch in Ambikapur, Chhattisgarh is ICIC0005449. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.

What is the minimum amount for NEFT to IFSC ICIC0005449?

There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ICIC0005449 to route funds to Icici Bank Limited, Ambikapur Kharsiya Road, Ambikapur.

Who assigns IFSC codes like ICIC0005449?

The Reserve Bank of India (RBI) assigns all IFSC codes in India. Icici Bank Limited applied for the IFSC for its Ambikapur Kharsiya Road branch in Ambikapur, and RBI issued ICIC0005449 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.

Can I use IFSC ICIC0005449 for UPI payments?

UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ICIC0005449 at Icici Bank Limited, Ambikapur Kharsiya Road, Ambikapur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ICIC0005449.

About IFSC Code ICIC0005449

IFSC Code ICIC0005449 belongs to Icici Bank Limited branch Ambikapur Kharsiya Road located in Ambikapur, Surguja, Chhattisgarh.

Branch Information

  • IFSC Code: ICIC0005449
  • Bank: Icici Bank Limited
  • Branch: Ambikapur Kharsiya Road
  • Address: ICICI BANK LTD BASANT MULTIPLEX KHARSIYA ROAD AMBIKAPUR CHHATTISGARH 497001
  • City: Ambikapur
  • District: Surguja
  • State: Chhattisgarh
  • Pincode: 497001

Payment Services

  • NEFT: Available
  • RTGS: Available
  • IMPS: Available
  • UPI: Available
Note: IFSC (Indian Financial System Code) is an 11-character code used to identify bank branches for electronic fund transfers (NEFT, RTGS, IMPS). Always verify the IFSC code before initiating any transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches for electronic fund transfers. You can find IFSC code using our IFSC code search tool by entering the bank name, branch name, or the IFSC code itself.

To check IFSC code, use our IFSC code search tool. Enter the bank name and branch name, or search by IFSC code directly. You can also find banks near me by searching with your location.

IFSC code format consists of 11 characters: first 4 characters represent the bank name, followed by a zero (0), and the last 6 characters represent the branch code. For example, HDFC0001234 where HDFC is the bank code and 001234 is the branch code.

To find banks near me, use our IFSC finder tool. Enter your city or location, and we will show you all nearby bank branches with their IFSC codes, addresses, and contact details.

IFSC code is used for electronic fund transfers (NEFT, RTGS, IMPS) and is 11 characters long. MICR code is used for cheque processing and is 9 digits long. Both codes uniquely identify a bank branch.

You can verify IFSC code using our check IFSC code tool. Enter the IFSC code, and we will display the complete branch details including bank name, branch name, address, and available payment services (NEFT, RTGS, IMPS, UPI).

Yes, IFSC code is required for all electronic fund transfer methods including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service). Our tool shows which services are available for each branch.

To get IFSC code by bank name and branch, use our search tool. Select "Search by Bank & Branch" option, enter the bank name (e.g., Icici Bank Limited) and branch name, and we will display the complete IFSC code details.