IFSC Code ICIC0008474 - Icici Bank Limited Karsop
VILLAGE MOJA KARSOP KHATA NO 14 KHESRA NO 963 1375 THANA NO 46 SHAMBHUGANJ DIST ANKA BIHAR
Quick Info
IFSC: ICIC0008474
Pincode: 813102
District: Banka
Status: Active
About Icici Bank Limited Karsop
IFSC Code ICIC0008474 belongs to Icici Bank Limited Karsop branch located in Banka, Banka, Bihar. This branch serves customers in Banka, Banka, Bihar and surrounding areas.
Understanding IFSC Code ICIC0008474
The IFSC (Indian Financial System Code) ICIC0008474 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (ICIC): Bank code identifying Icici Bank Limited
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (008474): Unique branch identifier for Karsop
Electronic Fund Transfer Services
IFSC Code ICIC0008474 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Icici Bank Limited Karsop branch is located at VILLAGE MOJA KARSOP KHATA NO 14 KHESRA NO 963 1375 THANA NO 46 SHAMBHUGANJ DIST ANKA BIHAR (Pincode: 813102) in Banka, Banka, Bihar. This location serves customers in Banka, Banka, Bihar and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code ICIC0008474 to ensure the transaction is routed correctly.
How to Use IFSC Code ICIC0008474
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: ICIC0008474 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Icici Bank Limited Branches
If you're looking for other Icici Bank Limited branches in Banka, Banka, Bihar or nearby areas, use our Icici Bank Limited branch finder. You can search by city, district, or state to find all Icici Bank Limited branches with their respective IFSC codes.
Branch Details
| IFSC Code: | ICIC0008474 |
| Bank Name: | Icici Bank Limited |
| Branch Name: | Karsop |
| Address: | VILLAGE MOJA KARSOP KHATA NO 14 KHESRA NO 963 1375 THANA NO 46 SHAMBHUGANJ DIST ANKA BIHAR |
| City: | Banka |
| District: | Banka |
| State: | Bihar |
| Pincode: | 813102 |
Payment Services Available
Icici Bank Limited Karsop Branch IFSC Code ICIC0008474 — Complete Banking Guide for Banka, Bihar
IFSC code ICIC0008474 belongs to the Karsop branch of Icici Bank Limited in Banka, Banka district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC ICIC0008474 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Icici Bank Limited, Karsop Branch
The Karsop branch of Icici Bank Limited in Banka, Bihar serves retail and corporate customers in Banka district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC ICIC0008474 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC ICIC0008474
Four primary digital payment rails use IFSC ICIC0008474 for transfers to Icici Bank Limited, Karsop: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC ICIC0008474 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Karsop branch of Icici Bank Limited in Banka carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC ICIC0008474 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC ICIC0008474 Before Transferring
Before initiating any high-value transfer to IFSC ICIC0008474, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Icici Bank Limited's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Icici Bank Limited Karsop, Banka IFSC
What is the IFSC of Icici Bank Limited Karsop in Banka?
The IFSC of Icici Bank Limited, Karsop branch in Banka, Bihar is ICIC0008474. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC ICIC0008474?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC ICIC0008474 to route funds to Icici Bank Limited, Karsop, Banka.
Who assigns IFSC codes like ICIC0008474?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Icici Bank Limited applied for the IFSC for its Karsop branch in Banka, and RBI issued ICIC0008474 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC ICIC0008474 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC ICIC0008474 at Icici Bank Limited, Karsop, Banka. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC ICIC0008474.
About IFSC Code ICIC0008474
IFSC Code ICIC0008474 belongs to Icici Bank Limited branch Karsop located in Banka, Banka, Bihar.
Branch Information
- IFSC Code: ICIC0008474
- Bank: Icici Bank Limited
- Branch: Karsop
- Address: VILLAGE MOJA KARSOP KHATA NO 14 KHESRA NO 963 1375 THANA NO 46 SHAMBHUGANJ DIST ANKA BIHAR
- City: Banka
- District: Banka
- State: Bihar
- Pincode: 813102
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available