IFSC Code IDFB0022301 - Idfc First Bank Ltd Padrauna Branch
GROUND AND 1ST FLOOR KHASRA NO. 1425& 1426 VILLAGE PADRAUNA PARGANA SIDHUA JOVNA TEHSIL PADRAUNA & DISTT. KUSHINAGAR UTTAR PRADESH- 274304 TOLLFREE NO - 18602582000
Quick Info
IFSC: IDFB0022301
District: KUSHI NAGAR
Status: Active
About Idfc First Bank Ltd Padrauna Branch
IFSC Code IDFB0022301 belongs to Idfc First Bank Ltd Padrauna Branch branch located in Padrauna, Kushi Nagar, Uttar Pradesh. This branch serves customers in Padrauna, Kushi Nagar, Uttar Pradesh and surrounding areas.
Understanding IFSC Code IDFB0022301
The IFSC (Indian Financial System Code) IDFB0022301 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDFB): Bank code identifying Idfc First Bank Ltd
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (022301): Unique branch identifier for Padrauna Branch
Electronic Fund Transfer Services
IFSC Code IDFB0022301 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Idfc First Bank Ltd Padrauna Branch branch is located at GROUND AND 1ST FLOOR KHASRA NO. 1425& 1426 VILLAGE PADRAUNA PARGANA SIDHUA JOVNA TEHSIL PADRAUNA & DISTT. KUSHINAGAR UTTAR PRADESH- 274304 TOLLFREE NO - 18602582000 in Padrauna, Kushi Nagar, Uttar Pradesh. This location serves customers in Padrauna, Kushi Nagar, Uttar Pradesh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDFB0022301 to ensure the transaction is routed correctly.
How to Use IFSC Code IDFB0022301
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDFB0022301 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Idfc First Bank Ltd Branches
If you're looking for other Idfc First Bank Ltd branches in Padrauna, Kushi Nagar, Uttar Pradesh or nearby areas, use our Idfc First Bank Ltd branch finder. You can search by city, district, or state to find all Idfc First Bank Ltd branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDFB0022301 |
| Bank Name: | Idfc First Bank Ltd |
| Branch Name: | Padrauna Branch |
| Address: | GROUND AND 1ST FLOOR KHASRA NO. 1425& 1426 VILLAGE PADRAUNA PARGANA SIDHUA JOVNA TEHSIL PADRAUNA & DISTT. KUSHINAGAR UTTAR PRADESH- 274304 TOLLFREE NO - 18602582000 |
| City: | Padrauna |
| District: | Kushi Nagar |
| State: | Uttar Pradesh |
Payment Services Available
Idfc First Bank Ltd Padrauna Branch Branch IFSC Code IDFB0022301 — Complete Banking Guide for Padrauna, Uttar Pradesh
IFSC code IDFB0022301 belongs to the Padrauna Branch branch of Idfc First Bank Ltd in Padrauna, Kushi Nagar district, Uttar Pradesh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDFB0022301 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Idfc First Bank Ltd, Padrauna Branch Branch
The Padrauna Branch branch of Idfc First Bank Ltd in Padrauna, Uttar Pradesh serves retail and corporate customers in Kushi Nagar district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDFB0022301 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDFB0022301
Four primary digital payment rails use IFSC IDFB0022301 for transfers to Idfc First Bank Ltd, Padrauna Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDFB0022301 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Padrauna Branch branch of Idfc First Bank Ltd in Padrauna carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDFB0022301 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDFB0022301 Before Transferring
Before initiating any high-value transfer to IFSC IDFB0022301, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Idfc First Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Idfc First Bank Ltd Padrauna Branch, Padrauna IFSC
What is the IFSC of Idfc First Bank Ltd Padrauna Branch in Padrauna?
The IFSC of Idfc First Bank Ltd, Padrauna Branch branch in Padrauna, Uttar Pradesh is IDFB0022301. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDFB0022301?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDFB0022301 to route funds to Idfc First Bank Ltd, Padrauna Branch, Padrauna.
Who assigns IFSC codes like IDFB0022301?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Idfc First Bank Ltd applied for the IFSC for its Padrauna Branch branch in Padrauna, and RBI issued IDFB0022301 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDFB0022301 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDFB0022301 at Idfc First Bank Ltd, Padrauna Branch, Padrauna. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDFB0022301.
About IFSC Code IDFB0022301
IFSC Code IDFB0022301 belongs to Idfc First Bank Ltd branch Padrauna Branch located in Padrauna, Kushi Nagar, Uttar Pradesh.
Branch Information
- IFSC Code: IDFB0022301
- Bank: Idfc First Bank Ltd
- Branch: Padrauna Branch
- Address: GROUND AND 1ST FLOOR KHASRA NO. 1425& 1426 VILLAGE PADRAUNA PARGANA SIDHUA JOVNA TEHSIL PADRAUNA & DISTT. KUSHINAGAR UTTAR PRADESH- 274304 TOLLFREE NO - 18602582000
- City: Padrauna
- District: Kushi Nagar
- State: Uttar Pradesh
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available