IFSC Code IDFB0042542 - Idfc First Bank Ltd Kota Branch
GROUND FLOOR & FIRST FLOOR BUILDING NO.342 SHOPPING CENTRE. ADJ. KARNATAKA BANK KOTA-324007 TOLL FREE NO-18004194332
Quick Info
IFSC: IDFB0042542
District: KOTA
Status: Active
About Idfc First Bank Ltd Kota Branch
IFSC Code IDFB0042542 belongs to Idfc First Bank Ltd Kota Branch branch located in Kota, Kota, Rajasthan. This branch serves customers in Kota, Kota, Rajasthan and surrounding areas.
Understanding IFSC Code IDFB0042542
The IFSC (Indian Financial System Code) IDFB0042542 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDFB): Bank code identifying Idfc First Bank Ltd
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (042542): Unique branch identifier for Kota Branch
Electronic Fund Transfer Services
IFSC Code IDFB0042542 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Idfc First Bank Ltd Kota Branch branch is located at GROUND FLOOR & FIRST FLOOR BUILDING NO.342 SHOPPING CENTRE. ADJ. KARNATAKA BANK KOTA-324007 TOLL FREE NO-18004194332 in Kota, Kota, Rajasthan. This location serves customers in Kota, Kota, Rajasthan and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDFB0042542 to ensure the transaction is routed correctly.
How to Use IFSC Code IDFB0042542
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDFB0042542 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Idfc First Bank Ltd Branches
If you're looking for other Idfc First Bank Ltd branches in Kota, Kota, Rajasthan or nearby areas, use our Idfc First Bank Ltd branch finder. You can search by city, district, or state to find all Idfc First Bank Ltd branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDFB0042542 |
| Bank Name: | Idfc First Bank Ltd |
| Branch Name: | Kota Branch |
| Address: | GROUND FLOOR & FIRST FLOOR BUILDING NO.342 SHOPPING CENTRE. ADJ. KARNATAKA BANK KOTA-324007 TOLL FREE NO-18004194332 |
| City: | Kota |
| District: | Kota |
| State: | Rajasthan |
Payment Services Available
Idfc First Bank Ltd Kota Branch Branch IFSC Code IDFB0042542 — Complete Banking Guide for Kota, Rajasthan
IFSC code IDFB0042542 belongs to the Kota Branch branch of Idfc First Bank Ltd in Kota, Kota district, Rajasthan. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDFB0042542 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Idfc First Bank Ltd, Kota Branch Branch
The Kota Branch branch of Idfc First Bank Ltd in Kota, Rajasthan serves retail and corporate customers in Kota district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDFB0042542 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDFB0042542
Four primary digital payment rails use IFSC IDFB0042542 for transfers to Idfc First Bank Ltd, Kota Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDFB0042542 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kota Branch branch of Idfc First Bank Ltd in Kota carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDFB0042542 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDFB0042542 Before Transferring
Before initiating any high-value transfer to IFSC IDFB0042542, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Idfc First Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Idfc First Bank Ltd Kota Branch, Kota IFSC
What is the IFSC of Idfc First Bank Ltd Kota Branch in Kota?
The IFSC of Idfc First Bank Ltd, Kota Branch branch in Kota, Rajasthan is IDFB0042542. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDFB0042542?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDFB0042542 to route funds to Idfc First Bank Ltd, Kota Branch, Kota.
Who assigns IFSC codes like IDFB0042542?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Idfc First Bank Ltd applied for the IFSC for its Kota Branch branch in Kota, and RBI issued IDFB0042542 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDFB0042542 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDFB0042542 at Idfc First Bank Ltd, Kota Branch, Kota. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDFB0042542.
About IFSC Code IDFB0042542
IFSC Code IDFB0042542 belongs to Idfc First Bank Ltd branch Kota Branch located in Kota, Kota, Rajasthan.
Branch Information
- IFSC Code: IDFB0042542
- Bank: Idfc First Bank Ltd
- Branch: Kota Branch
- Address: GROUND FLOOR & FIRST FLOOR BUILDING NO.342 SHOPPING CENTRE. ADJ. KARNATAKA BANK KOTA-324007 TOLL FREE NO-18004194332
- City: Kota
- District: Kota
- State: Rajasthan
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available