IFSC Code IDFB0061312 - Idfc First Bank Ltd Gaya Branch
UPPAR GROUND AND FIRST FLOOR LAW ROAD GAYA SADAR ALAMGIR KOTWALI THANA LAHERIATOLA GAYA BIHAR- 823001
Quick Info
IFSC: IDFB0061312
Pincode: 823001
District: Gaya
Status: Active
About Idfc First Bank Ltd Gaya Branch
IFSC Code IDFB0061312 belongs to Idfc First Bank Ltd Gaya Branch branch located in Gaya, Gaya, Bihar. This branch serves customers in Gaya, Gaya, Bihar and surrounding areas.
Understanding IFSC Code IDFB0061312
The IFSC (Indian Financial System Code) IDFB0061312 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDFB): Bank code identifying Idfc First Bank Ltd
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (061312): Unique branch identifier for Gaya Branch
Electronic Fund Transfer Services
IFSC Code IDFB0061312 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Idfc First Bank Ltd Gaya Branch branch is located at UPPAR GROUND AND FIRST FLOOR LAW ROAD GAYA SADAR ALAMGIR KOTWALI THANA LAHERIATOLA GAYA BIHAR- 823001 (Pincode: 823001) in Gaya, Gaya, Bihar. This location serves customers in Gaya, Gaya, Bihar and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDFB0061312 to ensure the transaction is routed correctly.
How to Use IFSC Code IDFB0061312
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDFB0061312 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Idfc First Bank Ltd Branches
If you're looking for other Idfc First Bank Ltd branches in Gaya, Gaya, Bihar or nearby areas, use our Idfc First Bank Ltd branch finder. You can search by city, district, or state to find all Idfc First Bank Ltd branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDFB0061312 |
| Bank Name: | Idfc First Bank Ltd |
| Branch Name: | Gaya Branch |
| Address: | UPPAR GROUND AND FIRST FLOOR LAW ROAD GAYA SADAR ALAMGIR KOTWALI THANA LAHERIATOLA GAYA BIHAR- 823001 |
| City: | Gaya |
| District: | Gaya |
| State: | Bihar |
| Pincode: | 823001 |
Payment Services Available
Idfc First Bank Ltd Gaya Branch Branch IFSC Code IDFB0061312 — Complete Banking Guide for Gaya, Bihar
IFSC code IDFB0061312 belongs to the Gaya Branch branch of Idfc First Bank Ltd in Gaya, Gaya district, Bihar. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDFB0061312 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Idfc First Bank Ltd, Gaya Branch Branch
The Gaya Branch branch of Idfc First Bank Ltd in Gaya, Bihar serves retail and corporate customers in Gaya district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDFB0061312 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDFB0061312
Four primary digital payment rails use IFSC IDFB0061312 for transfers to Idfc First Bank Ltd, Gaya Branch: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDFB0061312 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Gaya Branch branch of Idfc First Bank Ltd in Gaya carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDFB0061312 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDFB0061312 Before Transferring
Before initiating any high-value transfer to IFSC IDFB0061312, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Idfc First Bank Ltd's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Idfc First Bank Ltd Gaya Branch, Gaya IFSC
What is the IFSC of Idfc First Bank Ltd Gaya Branch in Gaya?
The IFSC of Idfc First Bank Ltd, Gaya Branch branch in Gaya, Bihar is IDFB0061312. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDFB0061312?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDFB0061312 to route funds to Idfc First Bank Ltd, Gaya Branch, Gaya.
Who assigns IFSC codes like IDFB0061312?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Idfc First Bank Ltd applied for the IFSC for its Gaya Branch branch in Gaya, and RBI issued IDFB0061312 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDFB0061312 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDFB0061312 at Idfc First Bank Ltd, Gaya Branch, Gaya. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDFB0061312.
About IFSC Code IDFB0061312
IFSC Code IDFB0061312 belongs to Idfc First Bank Ltd branch Gaya Branch located in Gaya, Gaya, Bihar.
Branch Information
- IFSC Code: IDFB0061312
- Bank: Idfc First Bank Ltd
- Branch: Gaya Branch
- Address: UPPAR GROUND AND FIRST FLOOR LAW ROAD GAYA SADAR ALAMGIR KOTWALI THANA LAHERIATOLA GAYA BIHAR- 823001
- City: Gaya
- District: Gaya
- State: Bihar
- Pincode: 823001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available