IFSC Code IDIB000A038 - Indian Bank Avenue Road
P B NO 6773 AVENUE ROAD BANGALORE URBAN AVENUE ROAD PIN 560002
Quick Info
IFSC: IDIB000A038
Pincode: 560002
District: Bangalore
Status: Active
About Indian Bank Avenue Road
IFSC Code IDIB000A038 belongs to Indian Bank Avenue Road branch located in Bangalore Urban, Bangalore, Karnataka. This branch serves customers in Bangalore Urban, Bangalore, Karnataka and surrounding areas.
Understanding IFSC Code IDIB000A038
The IFSC (Indian Financial System Code) IDIB000A038 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00A038): Unique branch identifier for Avenue Road
Electronic Fund Transfer Services
IFSC Code IDIB000A038 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank Avenue Road branch is located at P B NO 6773 AVENUE ROAD BANGALORE URBAN AVENUE ROAD PIN 560002 (Pincode: 560002) in Bangalore Urban, Bangalore, Karnataka. This location serves customers in Bangalore Urban, Bangalore, Karnataka and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000A038 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000A038
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000A038 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in Bangalore Urban, Bangalore, Karnataka or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000A038 |
| Bank Name: | Indian Bank |
| Branch Name: | Avenue Road |
| Address: | P B NO 6773 AVENUE ROAD BANGALORE URBAN AVENUE ROAD PIN 560002 |
| City: | Bangalore Urban |
| District: | Bangalore |
| State: | Karnataka |
| Pincode: | 560002 |
Payment Services Available
Indian Bank Avenue Road Branch IFSC Code IDIB000A038 — Complete Banking Guide for Bangalore Urban, Karnataka
IFSC code IDIB000A038 belongs to the Avenue Road branch of Indian Bank in Bangalore Urban, Bangalore district, Karnataka. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000A038 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, Avenue Road Branch
The Avenue Road branch of Indian Bank in Bangalore Urban, Karnataka serves retail and corporate customers in Bangalore district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000A038 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000A038
Four primary digital payment rails use IFSC IDIB000A038 for transfers to Indian Bank, Avenue Road: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000A038 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Avenue Road branch of Indian Bank in Bangalore Urban carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000A038 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000A038 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000A038, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank Avenue Road, Bangalore Urban IFSC
What is the IFSC of Indian Bank Avenue Road in Bangalore Urban?
The IFSC of Indian Bank, Avenue Road branch in Bangalore Urban, Karnataka is IDIB000A038. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000A038?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000A038 to route funds to Indian Bank, Avenue Road, Bangalore Urban.
Who assigns IFSC codes like IDIB000A038?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its Avenue Road branch in Bangalore Urban, and RBI issued IDIB000A038 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000A038 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000A038 at Indian Bank, Avenue Road, Bangalore Urban. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000A038.
About IFSC Code IDIB000A038
IFSC Code IDIB000A038 belongs to Indian Bank branch Avenue Road located in Bangalore Urban, Bangalore, Karnataka.
Branch Information
- IFSC Code: IDIB000A038
- Bank: Indian Bank
- Branch: Avenue Road
- Address: P B NO 6773 AVENUE ROAD BANGALORE URBAN AVENUE ROAD PIN 560002
- City: Bangalore Urban
- District: Bangalore
- State: Karnataka
- Pincode: 560002
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available