IFSC Code IDIB000B091 - Indian Bank Barasat
UTTARAYAN NABAPALLY 993/1 BARRACKPORE ROAD BARASAT KOLKATA PIN 700126
Quick Info
IFSC: IDIB000B091
Pincode: 700126
District: North 24 Parganas
Status: Active
About Indian Bank Barasat
IFSC Code IDIB000B091 belongs to Indian Bank Barasat branch located in Barasat, North 24 Parganas, West Bengal. This branch serves customers in Barasat, North 24 Parganas, West Bengal and surrounding areas.
Understanding IFSC Code IDIB000B091
The IFSC (Indian Financial System Code) IDIB000B091 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00B091): Unique branch identifier for Barasat
Electronic Fund Transfer Services
IFSC Code IDIB000B091 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank Barasat branch is located at UTTARAYAN NABAPALLY 993/1 BARRACKPORE ROAD BARASAT KOLKATA PIN 700126 (Pincode: 700126) in Barasat, North 24 Parganas, West Bengal. This location serves customers in Barasat, North 24 Parganas, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000B091 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000B091
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000B091 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in Barasat, North 24 Parganas, West Bengal or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000B091 |
| Bank Name: | Indian Bank |
| Branch Name: | Barasat |
| Address: | UTTARAYAN NABAPALLY 993/1 BARRACKPORE ROAD BARASAT KOLKATA PIN 700126 |
| City: | Barasat |
| District: | North 24 Parganas |
| State: | West Bengal |
| Pincode: | 700126 |
Payment Services Available
Indian Bank Barasat Branch IFSC Code IDIB000B091 — Complete Banking Guide for Barasat, West Bengal
IFSC code IDIB000B091 belongs to the Barasat branch of Indian Bank in Barasat, North 24 Parganas district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000B091 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, Barasat Branch
The Barasat branch of Indian Bank in Barasat, West Bengal serves retail and corporate customers in North 24 Parganas district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000B091 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000B091
Four primary digital payment rails use IFSC IDIB000B091 for transfers to Indian Bank, Barasat: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000B091 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Barasat branch of Indian Bank in Barasat carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000B091 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000B091 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000B091, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank Barasat, Barasat IFSC
What is the IFSC of Indian Bank Barasat in Barasat?
The IFSC of Indian Bank, Barasat branch in Barasat, West Bengal is IDIB000B091. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000B091?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000B091 to route funds to Indian Bank, Barasat, Barasat.
Who assigns IFSC codes like IDIB000B091?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its Barasat branch in Barasat, and RBI issued IDIB000B091 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000B091 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000B091 at Indian Bank, Barasat, Barasat. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000B091.
About IFSC Code IDIB000B091
IFSC Code IDIB000B091 belongs to Indian Bank branch Barasat located in Barasat, North 24 Parganas, West Bengal.
Branch Information
- IFSC Code: IDIB000B091
- Bank: Indian Bank
- Branch: Barasat
- Address: UTTARAYAN NABAPALLY 993/1 BARRACKPORE ROAD BARASAT KOLKATA PIN 700126
- City: Barasat
- District: North 24 Parganas
- State: West Bengal
- Pincode: 700126
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available