IFSC Code IDIB000B703 - Indian Bank Faridkot
CIRCULAR ROAD MORI GATE FARIDKOT FARIDKOT PIN 151203
Quick Info
IFSC: IDIB000B703
Pincode: 151203
District: Faridkot
Status: Active
About Indian Bank Faridkot
IFSC Code IDIB000B703 belongs to Indian Bank Faridkot branch located in Faridkot, Faridkot, Punjab. This branch serves customers in Faridkot, Faridkot, Punjab and surrounding areas.
Understanding IFSC Code IDIB000B703
The IFSC (Indian Financial System Code) IDIB000B703 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00B703): Unique branch identifier for Faridkot
Electronic Fund Transfer Services
IFSC Code IDIB000B703 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank Faridkot branch is located at CIRCULAR ROAD MORI GATE FARIDKOT FARIDKOT PIN 151203 (Pincode: 151203) in Faridkot, Faridkot, Punjab. This location serves customers in Faridkot, Faridkot, Punjab and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000B703 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000B703
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000B703 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in Faridkot, Faridkot, Punjab or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000B703 |
| Bank Name: | Indian Bank |
| Branch Name: | Faridkot |
| Address: | CIRCULAR ROAD MORI GATE FARIDKOT FARIDKOT PIN 151203 |
| City: | Faridkot |
| District: | Faridkot |
| State: | Punjab |
| Pincode: | 151203 |
Payment Services Available
Indian Bank Faridkot Branch IFSC Code IDIB000B703 — Complete Banking Guide for Faridkot, Punjab
IFSC code IDIB000B703 belongs to the Faridkot branch of Indian Bank in Faridkot, Faridkot district, Punjab. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000B703 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, Faridkot Branch
The Faridkot branch of Indian Bank in Faridkot, Punjab serves retail and corporate customers in Faridkot district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000B703 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000B703
Four primary digital payment rails use IFSC IDIB000B703 for transfers to Indian Bank, Faridkot: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000B703 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Faridkot branch of Indian Bank in Faridkot carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000B703 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000B703 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000B703, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank Faridkot, Faridkot IFSC
What is the IFSC of Indian Bank Faridkot in Faridkot?
The IFSC of Indian Bank, Faridkot branch in Faridkot, Punjab is IDIB000B703. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000B703?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000B703 to route funds to Indian Bank, Faridkot, Faridkot.
Who assigns IFSC codes like IDIB000B703?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its Faridkot branch in Faridkot, and RBI issued IDIB000B703 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000B703 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000B703 at Indian Bank, Faridkot, Faridkot. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000B703.
About IFSC Code IDIB000B703
IFSC Code IDIB000B703 belongs to Indian Bank branch Faridkot located in Faridkot, Faridkot, Punjab.
Branch Information
- IFSC Code: IDIB000B703
- Bank: Indian Bank
- Branch: Faridkot
- Address: CIRCULAR ROAD MORI GATE FARIDKOT FARIDKOT PIN 151203
- City: Faridkot
- District: Faridkot
- State: Punjab
- Pincode: 151203
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available