IFSC Code IDIB000C022 - Indian Bank Chengalpattu
NO7 GST ROAD GSTROAD CHENGALPATTU CHENGALPATTU PIN 603001
Quick Info
IFSC: IDIB000C022
Pincode: 603001
District: Kanchipuram
Status: Active
About Indian Bank Chengalpattu
IFSC Code IDIB000C022 belongs to Indian Bank Chengalpattu branch located in Chengalpattu, Kanchipuram, Tamil Nadu. This branch serves customers in Chengalpattu, Kanchipuram, Tamil Nadu and surrounding areas.
Understanding IFSC Code IDIB000C022
The IFSC (Indian Financial System Code) IDIB000C022 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00C022): Unique branch identifier for Chengalpattu
Electronic Fund Transfer Services
IFSC Code IDIB000C022 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank Chengalpattu branch is located at NO7 GST ROAD GSTROAD CHENGALPATTU CHENGALPATTU PIN 603001 (Pincode: 603001) in Chengalpattu, Kanchipuram, Tamil Nadu. This location serves customers in Chengalpattu, Kanchipuram, Tamil Nadu and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000C022 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000C022
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000C022 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in Chengalpattu, Kanchipuram, Tamil Nadu or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000C022 |
| Bank Name: | Indian Bank |
| Branch Name: | Chengalpattu |
| Address: | NO7 GST ROAD GSTROAD CHENGALPATTU CHENGALPATTU PIN 603001 |
| City: | Chengalpattu |
| District: | Kanchipuram |
| State: | Tamil Nadu |
| Pincode: | 603001 |
Payment Services Available
Indian Bank Chengalpattu Branch IFSC Code IDIB000C022 — Complete Banking Guide for Chengalpattu, Tamil Nadu
IFSC code IDIB000C022 belongs to the Chengalpattu branch of Indian Bank in Chengalpattu, Kanchipuram district, Tamil Nadu. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000C022 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, Chengalpattu Branch
The Chengalpattu branch of Indian Bank in Chengalpattu, Tamil Nadu serves retail and corporate customers in Kanchipuram district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000C022 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000C022
Four primary digital payment rails use IFSC IDIB000C022 for transfers to Indian Bank, Chengalpattu: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000C022 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Chengalpattu branch of Indian Bank in Chengalpattu carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000C022 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000C022 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000C022, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank Chengalpattu, Chengalpattu IFSC
What is the IFSC of Indian Bank Chengalpattu in Chengalpattu?
The IFSC of Indian Bank, Chengalpattu branch in Chengalpattu, Tamil Nadu is IDIB000C022. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000C022?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000C022 to route funds to Indian Bank, Chengalpattu, Chengalpattu.
Who assigns IFSC codes like IDIB000C022?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its Chengalpattu branch in Chengalpattu, and RBI issued IDIB000C022 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000C022 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000C022 at Indian Bank, Chengalpattu, Chengalpattu. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000C022.
About IFSC Code IDIB000C022
IFSC Code IDIB000C022 belongs to Indian Bank branch Chengalpattu located in Chengalpattu, Kanchipuram, Tamil Nadu.
Branch Information
- IFSC Code: IDIB000C022
- Bank: Indian Bank
- Branch: Chengalpattu
- Address: NO7 GST ROAD GSTROAD CHENGALPATTU CHENGALPATTU PIN 603001
- City: Chengalpattu
- District: Kanchipuram
- State: Tamil Nadu
- Pincode: 603001
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available