IFSC Code IDIB000G045 - Indian Bank Guruvayoor
10/340 EAST NADA HOTEL ELITE BLDG GURUVAYOOR PIN 680101
Quick Info
IFSC: IDIB000G045
Pincode: 680101
District: Thrissur
Status: Active
About Indian Bank Guruvayoor
IFSC Code IDIB000G045 belongs to Indian Bank Guruvayoor branch located in Guruvayoor, Thrissur, Kerala. This branch serves customers in Guruvayoor, Thrissur, Kerala and surrounding areas.
Understanding IFSC Code IDIB000G045
The IFSC (Indian Financial System Code) IDIB000G045 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00G045): Unique branch identifier for Guruvayoor
Electronic Fund Transfer Services
IFSC Code IDIB000G045 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank Guruvayoor branch is located at 10/340 EAST NADA HOTEL ELITE BLDG GURUVAYOOR PIN 680101 (Pincode: 680101) in Guruvayoor, Thrissur, Kerala. This location serves customers in Guruvayoor, Thrissur, Kerala and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000G045 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000G045
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000G045 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in Guruvayoor, Thrissur, Kerala or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000G045 |
| Bank Name: | Indian Bank |
| Branch Name: | Guruvayoor |
| Address: | 10/340 EAST NADA HOTEL ELITE BLDG GURUVAYOOR PIN 680101 |
| City: | Guruvayoor |
| District: | Thrissur |
| State: | Kerala |
| Pincode: | 680101 |
Payment Services Available
Indian Bank Guruvayoor Branch IFSC Code IDIB000G045 — Complete Banking Guide for Guruvayoor, Kerala
IFSC code IDIB000G045 belongs to the Guruvayoor branch of Indian Bank in Guruvayoor, Thrissur district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000G045 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, Guruvayoor Branch
The Guruvayoor branch of Indian Bank in Guruvayoor, Kerala serves retail and corporate customers in Thrissur district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000G045 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000G045
Four primary digital payment rails use IFSC IDIB000G045 for transfers to Indian Bank, Guruvayoor: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000G045 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Guruvayoor branch of Indian Bank in Guruvayoor carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000G045 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000G045 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000G045, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank Guruvayoor, Guruvayoor IFSC
What is the IFSC of Indian Bank Guruvayoor in Guruvayoor?
The IFSC of Indian Bank, Guruvayoor branch in Guruvayoor, Kerala is IDIB000G045. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000G045?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000G045 to route funds to Indian Bank, Guruvayoor, Guruvayoor.
Who assigns IFSC codes like IDIB000G045?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its Guruvayoor branch in Guruvayoor, and RBI issued IDIB000G045 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000G045 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000G045 at Indian Bank, Guruvayoor, Guruvayoor. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000G045.
About IFSC Code IDIB000G045
IFSC Code IDIB000G045 belongs to Indian Bank branch Guruvayoor located in Guruvayoor, Thrissur, Kerala.
Branch Information
- IFSC Code: IDIB000G045
- Bank: Indian Bank
- Branch: Guruvayoor
- Address: 10/340 EAST NADA HOTEL ELITE BLDG GURUVAYOOR PIN 680101
- City: Guruvayoor
- District: Thrissur
- State: Kerala
- Pincode: 680101
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available