IFSC Code IDIB000K351 - Indian Bank Kattappana
ALACKAL BUILDING NEAR CORPORATIVE HOSPITAL KATTAPANA KERALA -685508
Quick Info
IFSC: IDIB000K351
Pincode: 685508
District: Idukki
Status: Active
About Indian Bank Kattappana
IFSC Code IDIB000K351 belongs to Indian Bank Kattappana branch located in Idukki, Idukki, Kerala. This branch serves customers in Idukki, Idukki, Kerala and surrounding areas.
Understanding IFSC Code IDIB000K351
The IFSC (Indian Financial System Code) IDIB000K351 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00K351): Unique branch identifier for Kattappana
Electronic Fund Transfer Services
IFSC Code IDIB000K351 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank Kattappana branch is located at ALACKAL BUILDING NEAR CORPORATIVE HOSPITAL KATTAPANA KERALA -685508 (Pincode: 685508) in Idukki, Idukki, Kerala. This location serves customers in Idukki, Idukki, Kerala and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000K351 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000K351
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000K351 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in Idukki, Idukki, Kerala or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000K351 |
| Bank Name: | Indian Bank |
| Branch Name: | Kattappana |
| Address: | ALACKAL BUILDING NEAR CORPORATIVE HOSPITAL KATTAPANA KERALA -685508 |
| City: | Idukki |
| District: | Idukki |
| State: | Kerala |
| Pincode: | 685508 |
Payment Services Available
Indian Bank Kattappana Branch IFSC Code IDIB000K351 — Complete Banking Guide for Idukki, Kerala
IFSC code IDIB000K351 belongs to the Kattappana branch of Indian Bank in Idukki, Idukki district, Kerala. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000K351 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, Kattappana Branch
The Kattappana branch of Indian Bank in Idukki, Kerala serves retail and corporate customers in Idukki district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000K351 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000K351
Four primary digital payment rails use IFSC IDIB000K351 for transfers to Indian Bank, Kattappana: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000K351 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Kattappana branch of Indian Bank in Idukki carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000K351 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000K351 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000K351, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank Kattappana, Idukki IFSC
What is the IFSC of Indian Bank Kattappana in Idukki?
The IFSC of Indian Bank, Kattappana branch in Idukki, Kerala is IDIB000K351. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000K351?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000K351 to route funds to Indian Bank, Kattappana, Idukki.
Who assigns IFSC codes like IDIB000K351?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its Kattappana branch in Idukki, and RBI issued IDIB000K351 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000K351 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000K351 at Indian Bank, Kattappana, Idukki. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000K351.
About IFSC Code IDIB000K351
IFSC Code IDIB000K351 belongs to Indian Bank branch Kattappana located in Idukki, Idukki, Kerala.
Branch Information
- IFSC Code: IDIB000K351
- Bank: Indian Bank
- Branch: Kattappana
- Address: ALACKAL BUILDING NEAR CORPORATIVE HOSPITAL KATTAPANA KERALA -685508
- City: Idukki
- District: Idukki
- State: Kerala
- Pincode: 685508
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available