IFSC Code IDIB000L512 - Indian Bank Lajpatnagar Two
OII/1 LAJPAT NAGAR NEW DELHI 110 024 A13 1ST FLOOR DDA COMPLEX DEFENCE COLONY DELHI PIN 110024
Quick Info
IFSC: IDIB000L512
Pincode: 110024
District: South East
Status: Active
About Indian Bank Lajpatnagar Two
IFSC Code IDIB000L512 belongs to Indian Bank Lajpatnagar Two branch located in South East Delhi, South East, Delhi. This branch serves customers in South East Delhi, South East, Delhi and surrounding areas.
Understanding IFSC Code IDIB000L512
The IFSC (Indian Financial System Code) IDIB000L512 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00L512): Unique branch identifier for Lajpatnagar Two
Electronic Fund Transfer Services
IFSC Code IDIB000L512 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank Lajpatnagar Two branch is located at OII/1 LAJPAT NAGAR NEW DELHI 110 024 A13 1ST FLOOR DDA COMPLEX DEFENCE COLONY DELHI PIN 110024 (Pincode: 110024) in South East Delhi, South East, Delhi. This location serves customers in South East Delhi, South East, Delhi and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000L512 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000L512
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000L512 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in South East Delhi, South East, Delhi or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000L512 |
| Bank Name: | Indian Bank |
| Branch Name: | Lajpatnagar Two |
| Address: | OII/1 LAJPAT NAGAR NEW DELHI 110 024 A13 1ST FLOOR DDA COMPLEX DEFENCE COLONY DELHI PIN 110024 |
| City: | South East Delhi |
| District: | South East |
| State: | Delhi |
| Pincode: | 110024 |
Payment Services Available
Indian Bank Lajpatnagar Two Branch IFSC Code IDIB000L512 — Complete Banking Guide for South East Delhi, Delhi
IFSC code IDIB000L512 belongs to the Lajpatnagar Two branch of Indian Bank in South East Delhi, South East district, Delhi. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000L512 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, Lajpatnagar Two Branch
The Lajpatnagar Two branch of Indian Bank in South East Delhi, Delhi serves retail and corporate customers in South East district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000L512 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000L512
Four primary digital payment rails use IFSC IDIB000L512 for transfers to Indian Bank, Lajpatnagar Two: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000L512 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Lajpatnagar Two branch of Indian Bank in South East Delhi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000L512 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000L512 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000L512, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank Lajpatnagar Two, South East Delhi IFSC
What is the IFSC of Indian Bank Lajpatnagar Two in South East Delhi?
The IFSC of Indian Bank, Lajpatnagar Two branch in South East Delhi, Delhi is IDIB000L512. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000L512?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000L512 to route funds to Indian Bank, Lajpatnagar Two, South East Delhi.
Who assigns IFSC codes like IDIB000L512?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its Lajpatnagar Two branch in South East Delhi, and RBI issued IDIB000L512 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000L512 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000L512 at Indian Bank, Lajpatnagar Two, South East Delhi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000L512.
About IFSC Code IDIB000L512
IFSC Code IDIB000L512 belongs to Indian Bank branch Lajpatnagar Two located in South East Delhi, South East, Delhi.
Branch Information
- IFSC Code: IDIB000L512
- Bank: Indian Bank
- Branch: Lajpatnagar Two
- Address: OII/1 LAJPAT NAGAR NEW DELHI 110 024 A13 1ST FLOOR DDA COMPLEX DEFENCE COLONY DELHI PIN 110024
- City: South East Delhi
- District: South East
- State: Delhi
- Pincode: 110024
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available