IFSC Code IDIB000M031 - Indian Bank Vallam
NO 13 THIRUVANNAMALAI TINDIVANAM MAIN ROAD VALLAM VILLAGE GINGEE TALUK PIN 604206
Quick Info
IFSC: IDIB000M031
Pincode: 604206
District: Villupuram
Status: Active
About Indian Bank Vallam
IFSC Code IDIB000M031 belongs to Indian Bank Vallam branch located in Gingee, Villupuram, Tamil Nadu. This branch serves customers in Gingee, Villupuram, Tamil Nadu and surrounding areas.
Understanding IFSC Code IDIB000M031
The IFSC (Indian Financial System Code) IDIB000M031 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00M031): Unique branch identifier for Vallam
Electronic Fund Transfer Services
IFSC Code IDIB000M031 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank Vallam branch is located at NO 13 THIRUVANNAMALAI TINDIVANAM MAIN ROAD VALLAM VILLAGE GINGEE TALUK PIN 604206 (Pincode: 604206) in Gingee, Villupuram, Tamil Nadu. This location serves customers in Gingee, Villupuram, Tamil Nadu and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000M031 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000M031
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000M031 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in Gingee, Villupuram, Tamil Nadu or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000M031 |
| Bank Name: | Indian Bank |
| Branch Name: | Vallam |
| Address: | NO 13 THIRUVANNAMALAI TINDIVANAM MAIN ROAD VALLAM VILLAGE GINGEE TALUK PIN 604206 |
| City: | Gingee |
| District: | Villupuram |
| State: | Tamil Nadu |
| Pincode: | 604206 |
Payment Services Available
Indian Bank Vallam Branch IFSC Code IDIB000M031 — Complete Banking Guide for Gingee, Tamil Nadu
IFSC code IDIB000M031 belongs to the Vallam branch of Indian Bank in Gingee, Villupuram district, Tamil Nadu. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000M031 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, Vallam Branch
The Vallam branch of Indian Bank in Gingee, Tamil Nadu serves retail and corporate customers in Villupuram district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000M031 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000M031
Four primary digital payment rails use IFSC IDIB000M031 for transfers to Indian Bank, Vallam: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000M031 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Vallam branch of Indian Bank in Gingee carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000M031 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000M031 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000M031, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank Vallam, Gingee IFSC
What is the IFSC of Indian Bank Vallam in Gingee?
The IFSC of Indian Bank, Vallam branch in Gingee, Tamil Nadu is IDIB000M031. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000M031?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000M031 to route funds to Indian Bank, Vallam, Gingee.
Who assigns IFSC codes like IDIB000M031?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its Vallam branch in Gingee, and RBI issued IDIB000M031 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000M031 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000M031 at Indian Bank, Vallam, Gingee. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000M031.
About IFSC Code IDIB000M031
IFSC Code IDIB000M031 belongs to Indian Bank branch Vallam located in Gingee, Villupuram, Tamil Nadu.
Branch Information
- IFSC Code: IDIB000M031
- Bank: Indian Bank
- Branch: Vallam
- Address: NO 13 THIRUVANNAMALAI TINDIVANAM MAIN ROAD VALLAM VILLAGE GINGEE TALUK PIN 604206
- City: Gingee
- District: Villupuram
- State: Tamil Nadu
- Pincode: 604206
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available