IFSC Code IDIB000M330 - Indian Bank Memari
GROUND FLOOR MALGODOWN PARA OLD MONTESWAR ROAD MEMARI BLOCKMEMARI1 PIN 713146
Quick Info
IFSC: IDIB000M330
Pincode: 713146
District: Bardhaman
Status: Active
About Indian Bank Memari
IFSC Code IDIB000M330 belongs to Indian Bank Memari branch located in Memari, Bardhaman, West Bengal. This branch serves customers in Memari, Bardhaman, West Bengal and surrounding areas.
Understanding IFSC Code IDIB000M330
The IFSC (Indian Financial System Code) IDIB000M330 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00M330): Unique branch identifier for Memari
Electronic Fund Transfer Services
IFSC Code IDIB000M330 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank Memari branch is located at GROUND FLOOR MALGODOWN PARA OLD MONTESWAR ROAD MEMARI BLOCKMEMARI1 PIN 713146 (Pincode: 713146) in Memari, Bardhaman, West Bengal. This location serves customers in Memari, Bardhaman, West Bengal and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000M330 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000M330
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000M330 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in Memari, Bardhaman, West Bengal or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000M330 |
| Bank Name: | Indian Bank |
| Branch Name: | Memari |
| Address: | GROUND FLOOR MALGODOWN PARA OLD MONTESWAR ROAD MEMARI BLOCKMEMARI1 PIN 713146 |
| City: | Memari |
| District: | Bardhaman |
| State: | West Bengal |
| Pincode: | 713146 |
Payment Services Available
Indian Bank Memari Branch IFSC Code IDIB000M330 — Complete Banking Guide for Memari, West Bengal
IFSC code IDIB000M330 belongs to the Memari branch of Indian Bank in Memari, Bardhaman district, West Bengal. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000M330 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, Memari Branch
The Memari branch of Indian Bank in Memari, West Bengal serves retail and corporate customers in Bardhaman district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000M330 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000M330
Four primary digital payment rails use IFSC IDIB000M330 for transfers to Indian Bank, Memari: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000M330 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Memari branch of Indian Bank in Memari carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000M330 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000M330 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000M330, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank Memari, Memari IFSC
What is the IFSC of Indian Bank Memari in Memari?
The IFSC of Indian Bank, Memari branch in Memari, West Bengal is IDIB000M330. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000M330?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000M330 to route funds to Indian Bank, Memari, Memari.
Who assigns IFSC codes like IDIB000M330?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its Memari branch in Memari, and RBI issued IDIB000M330 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000M330 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000M330 at Indian Bank, Memari, Memari. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000M330.
About IFSC Code IDIB000M330
IFSC Code IDIB000M330 belongs to Indian Bank branch Memari located in Memari, Bardhaman, West Bengal.
Branch Information
- IFSC Code: IDIB000M330
- Bank: Indian Bank
- Branch: Memari
- Address: GROUND FLOOR MALGODOWN PARA OLD MONTESWAR ROAD MEMARI BLOCKMEMARI1 PIN 713146
- City: Memari
- District: Bardhaman
- State: West Bengal
- Pincode: 713146
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available