IFSC Code IDIB000P198 - Indian Bank Punjabhi Bagh East
28EAST AVENUE ROAD EAST PUNJABI BAGH EAST PUNJABI BAGH PIN 110026
Quick Info
IFSC: IDIB000P198
Pincode: 110026
District: West
Status: Active
About Indian Bank Punjabhi Bagh East
IFSC Code IDIB000P198 belongs to Indian Bank Punjabhi Bagh East branch located in West Delhi, West, Delhi. This branch serves customers in West Delhi, West, Delhi and surrounding areas.
Understanding IFSC Code IDIB000P198
The IFSC (Indian Financial System Code) IDIB000P198 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00P198): Unique branch identifier for Punjabhi Bagh East
Electronic Fund Transfer Services
IFSC Code IDIB000P198 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank Punjabhi Bagh East branch is located at 28EAST AVENUE ROAD EAST PUNJABI BAGH EAST PUNJABI BAGH PIN 110026 (Pincode: 110026) in West Delhi, West, Delhi. This location serves customers in West Delhi, West, Delhi and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000P198 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000P198
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000P198 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in West Delhi, West, Delhi or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000P198 |
| Bank Name: | Indian Bank |
| Branch Name: | Punjabhi Bagh East |
| Address: | 28EAST AVENUE ROAD EAST PUNJABI BAGH EAST PUNJABI BAGH PIN 110026 |
| City: | West Delhi |
| District: | West |
| State: | Delhi |
| Pincode: | 110026 |
Payment Services Available
Indian Bank Punjabhi Bagh East Branch IFSC Code IDIB000P198 — Complete Banking Guide for West Delhi, Delhi
IFSC code IDIB000P198 belongs to the Punjabhi Bagh East branch of Indian Bank in West Delhi, West district, Delhi. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000P198 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, Punjabhi Bagh East Branch
The Punjabhi Bagh East branch of Indian Bank in West Delhi, Delhi serves retail and corporate customers in West district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000P198 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000P198
Four primary digital payment rails use IFSC IDIB000P198 for transfers to Indian Bank, Punjabhi Bagh East: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000P198 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Punjabhi Bagh East branch of Indian Bank in West Delhi carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000P198 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000P198 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000P198, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank Punjabhi Bagh East, West Delhi IFSC
What is the IFSC of Indian Bank Punjabhi Bagh East in West Delhi?
The IFSC of Indian Bank, Punjabhi Bagh East branch in West Delhi, Delhi is IDIB000P198. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000P198?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000P198 to route funds to Indian Bank, Punjabhi Bagh East, West Delhi.
Who assigns IFSC codes like IDIB000P198?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its Punjabhi Bagh East branch in West Delhi, and RBI issued IDIB000P198 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000P198 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000P198 at Indian Bank, Punjabhi Bagh East, West Delhi. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000P198.
About IFSC Code IDIB000P198
IFSC Code IDIB000P198 belongs to Indian Bank branch Punjabhi Bagh East located in West Delhi, West, Delhi.
Branch Information
- IFSC Code: IDIB000P198
- Bank: Indian Bank
- Branch: Punjabhi Bagh East
- Address: 28EAST AVENUE ROAD EAST PUNJABI BAGH EAST PUNJABI BAGH PIN 110026
- City: West Delhi
- District: West
- State: Delhi
- Pincode: 110026
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available