IFSC Code IDIB000R028 - Indian Bank J Block Rajouri Garden
NO J13/33 PATEL MARKET RAJOURI GARDEN RAJOURI GARDEN PIN 110027
Quick Info
IFSC: IDIB000R028
Pincode: 110027
District: West
Status: Active
About Indian Bank J Block Rajouri Garden
IFSC Code IDIB000R028 belongs to Indian Bank J Block Rajouri Garden branch located in Rajouri Garden, West, Delhi. This branch serves customers in Rajouri Garden, West, Delhi and surrounding areas.
Understanding IFSC Code IDIB000R028
The IFSC (Indian Financial System Code) IDIB000R028 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00R028): Unique branch identifier for J Block Rajouri Garden
Electronic Fund Transfer Services
IFSC Code IDIB000R028 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank J Block Rajouri Garden branch is located at NO J13/33 PATEL MARKET RAJOURI GARDEN RAJOURI GARDEN PIN 110027 (Pincode: 110027) in Rajouri Garden, West, Delhi. This location serves customers in Rajouri Garden, West, Delhi and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000R028 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000R028
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000R028 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in Rajouri Garden, West, Delhi or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000R028 |
| Bank Name: | Indian Bank |
| Branch Name: | J Block Rajouri Garden |
| Address: | NO J13/33 PATEL MARKET RAJOURI GARDEN RAJOURI GARDEN PIN 110027 |
| City: | Rajouri Garden |
| District: | West |
| State: | Delhi |
| Pincode: | 110027 |
Payment Services Available
Indian Bank J Block Rajouri Garden Branch IFSC Code IDIB000R028 — Complete Banking Guide for Rajouri Garden, Delhi
IFSC code IDIB000R028 belongs to the J Block Rajouri Garden branch of Indian Bank in Rajouri Garden, West district, Delhi. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000R028 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, J Block Rajouri Garden Branch
The J Block Rajouri Garden branch of Indian Bank in Rajouri Garden, Delhi serves retail and corporate customers in West district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000R028 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000R028
Four primary digital payment rails use IFSC IDIB000R028 for transfers to Indian Bank, J Block Rajouri Garden: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000R028 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the J Block Rajouri Garden branch of Indian Bank in Rajouri Garden carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000R028 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000R028 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000R028, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank J Block Rajouri Garden, Rajouri Garden IFSC
What is the IFSC of Indian Bank J Block Rajouri Garden in Rajouri Garden?
The IFSC of Indian Bank, J Block Rajouri Garden branch in Rajouri Garden, Delhi is IDIB000R028. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000R028?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000R028 to route funds to Indian Bank, J Block Rajouri Garden, Rajouri Garden.
Who assigns IFSC codes like IDIB000R028?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its J Block Rajouri Garden branch in Rajouri Garden, and RBI issued IDIB000R028 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000R028 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000R028 at Indian Bank, J Block Rajouri Garden, Rajouri Garden. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000R028.
About IFSC Code IDIB000R028
IFSC Code IDIB000R028 belongs to Indian Bank branch J Block Rajouri Garden located in Rajouri Garden, West, Delhi.
Branch Information
- IFSC Code: IDIB000R028
- Bank: Indian Bank
- Branch: J Block Rajouri Garden
- Address: NO J13/33 PATEL MARKET RAJOURI GARDEN RAJOURI GARDEN PIN 110027
- City: Rajouri Garden
- District: West
- State: Delhi
- Pincode: 110027
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available