IFSC Code IDIB000S351 - Indian Bank Surajpur
INDIAN BANK BHAIYATHAN ROAD SURAJPUR DIST SURAJPUR STATE CHHATTISGARH PINCODE 497229
Quick Info
IFSC: IDIB000S351
Pincode: 497229
District: Surguja
Status: Active
About Indian Bank Surajpur
IFSC Code IDIB000S351 belongs to Indian Bank Surajpur branch located in Surajpur, Surguja, Chhattisgarh. This branch serves customers in Surajpur, Surguja, Chhattisgarh and surrounding areas.
Understanding IFSC Code IDIB000S351
The IFSC (Indian Financial System Code) IDIB000S351 is an 11-character alphanumeric code assigned by the Reserve Bank of India (RBI) to uniquely identify this specific bank branch. The code structure follows a specific format:
- First 4 characters (IDIB): Bank code identifying Indian Bank
- 5th character (0): Reserved for future use (always 0)
- Last 6 characters (00S351): Unique branch identifier for Surajpur
Electronic Fund Transfer Services
IFSC Code IDIB000S351 is essential for all electronic fund transfers in India. This code ensures that money transfers are routed to the correct bank branch. The following payment systems use IFSC codes:
NEFT (National Electronic Funds Transfer)
Batch processing system for fund transfers. Available Yes at this branch.
Processing: Multiple batches daily, typically settles within 2 hours during banking hours.
RTGS (Real Time Gross Settlement)
Real-time fund transfer for high-value transactions (minimum ₹2 lakh). Available Yes at this branch.
Processing: Real-time settlement, typically within minutes during RTGS hours.
IMPS (Immediate Payment Service)
24/7 instant fund transfer service via mobile or internet banking. Available Yes at this branch.
Processing: Instant transfer, available 24/7 including holidays.
UPI (Unified Payments Interface)
Instant mobile payment system using UPI ID or QR code. Available Yes at this branch.
Processing: Instant transfer, available 24/7, no IFSC code needed for UPI transactions.
Branch Location and Accessibility
The Indian Bank Surajpur branch is located at INDIAN BANK BHAIYATHAN ROAD SURAJPUR DIST SURAJPUR STATE CHHATTISGARH PINCODE 497229 (Pincode: 497229) in Surajpur, Surguja, Chhattisgarh. This location serves customers in Surajpur, Surguja, Chhattisgarh and nearby areas. When initiating any electronic fund transfer to an account held at this branch, you must use IFSC Code IDIB000S351 to ensure the transaction is routed correctly.
How to Use IFSC Code IDIB000S351
When making online fund transfers to an account at this branch, you will need:
- IFSC Code: IDIB000S351 (for NEFT, RTGS, IMPS)
- Account Number: The recipient's account number
- Account Holder Name: As registered with the bank
Finding Other Indian Bank Branches
If you're looking for other Indian Bank branches in Surajpur, Surguja, Chhattisgarh or nearby areas, use our Indian Bank branch finder. You can search by city, district, or state to find all Indian Bank branches with their respective IFSC codes.
Branch Details
| IFSC Code: | IDIB000S351 |
| Bank Name: | Indian Bank |
| Branch Name: | Surajpur |
| Address: | INDIAN BANK BHAIYATHAN ROAD SURAJPUR DIST SURAJPUR STATE CHHATTISGARH PINCODE 497229 |
| City: | Surajpur |
| District: | Surguja |
| State: | Chhattisgarh |
| Pincode: | 497229 |
Payment Services Available
Indian Bank Surajpur Branch IFSC Code IDIB000S351 — Complete Banking Guide for Surajpur, Chhattisgarh
IFSC code IDIB000S351 belongs to the Surajpur branch of Indian Bank in Surajpur, Surguja district, Chhattisgarh. This 11-character code, assigned by the Reserve Bank of India, is mandatory for all digital fund transfers — NEFT, RTGS, IMPS, and UPI. Every payment initiated to an account at this branch must include IFSC IDIB000S351 to ensure accurate routing through India's centralised payment infrastructure. Providing an incorrect IFSC may delay or fail the transaction, so always verify the code before confirming any transfer.
About Indian Bank, Surajpur Branch
The Surajpur branch of Indian Bank in Surajpur, Chhattisgarh serves retail and corporate customers in Surguja district with a full range of banking products. Services typically include savings and current accounts, fixed and recurring deposits, personal and home loans, vehicle finance, trade finance, locker facilities, and wealth management. The branch also supports digital banking — internet banking, mobile banking, UPI, and contactless debit/credit card issuance. Its IFSC IDIB000S351 is the key identifier for all fund transfers routed to accounts at this location through RBI's payment systems.
Payment Methods Using IFSC IDIB000S351
Four primary digital payment rails use IFSC IDIB000S351 for transfers to Indian Bank, Surajpur: NEFT — batch-based, 48 half-hourly settlements daily, no minimum amount, ideal for regular transfers; RTGS — real-time, 24×7, minimum ₹2 lakh, used for high-value transactions; IMPS — instant, 24×7, up to ₹5 lakh, best for urgent transfers; UPI — uses Virtual Payment Address (VPA) linked to accounts at this branch, instant and zero-cost for most transactions. For each method, the sender's bank verifies IFSC IDIB000S351 against the RBI IFSC master list before processing the payment.
MICR Code and Branch Details
In addition to the IFSC, the Surajpur branch of Indian Bank in Surajpur carries a MICR (Magnetic Ink Character Recognition) code — a 9-digit number printed on cheques that identifies the bank, city, and branch for cheque clearing through the MICR-based clearing system. While NEFT/RTGS/IMPS use the IFSC IDIB000S351 exclusively for electronic transfers, MICR remains relevant for paper-based cheque processing. Both codes are listed on this page for complete branch reference.
How to Verify IFSC IDIB000S351 Before Transferring
Before initiating any high-value transfer to IFSC IDIB000S351, verify the code through: (1) the RBI's official IFSC repository at rbi.org.in; (2) Indian Bank's official website branch locator; (3) MahaFind's IFSC lookup — the page you are currently viewing. Cross-reference the branch address and bank name displayed here against the details provided by your recipient to confirm accuracy. A mismatch in even one character of the IFSC can reroute your transfer to a different branch entirely.
FAQs — Indian Bank Surajpur, Surajpur IFSC
What is the IFSC of Indian Bank Surajpur in Surajpur?
The IFSC of Indian Bank, Surajpur branch in Surajpur, Chhattisgarh is IDIB000S351. Use this for NEFT, RTGS, IMPS, and UPI transfers to any account at this branch.
What is the minimum amount for NEFT to IFSC IDIB000S351?
There is no minimum amount for NEFT transfers. You can send as little as ₹1. RTGS requires a minimum of ₹2 lakh. IMPS supports up to ₹5 lakh per transaction. All three use IFSC IDIB000S351 to route funds to Indian Bank, Surajpur, Surajpur.
Who assigns IFSC codes like IDIB000S351?
The Reserve Bank of India (RBI) assigns all IFSC codes in India. Indian Bank applied for the IFSC for its Surajpur branch in Surajpur, and RBI issued IDIB000S351 as the unique identifier. The complete list of valid IFSCs is maintained in RBI's IFSC master directory.
Can I use IFSC IDIB000S351 for UPI payments?
UPI payments are linked to a Virtual Payment Address (VPA) rather than an IFSC directly, but the underlying account is mapped to IFSC IDIB000S351 at Indian Bank, Surajpur, Surajpur. When sending money via NEFT/RTGS/IMPS to this branch's account holders, always use IFSC IDIB000S351.
About IFSC Code IDIB000S351
IFSC Code IDIB000S351 belongs to Indian Bank branch Surajpur located in Surajpur, Surguja, Chhattisgarh.
Branch Information
- IFSC Code: IDIB000S351
- Bank: Indian Bank
- Branch: Surajpur
- Address: INDIAN BANK BHAIYATHAN ROAD SURAJPUR DIST SURAJPUR STATE CHHATTISGARH PINCODE 497229
- City: Surajpur
- District: Surguja
- State: Chhattisgarh
- Pincode: 497229
Payment Services
- NEFT: Available
- RTGS: Available
- IMPS: Available
- UPI: Available